What are the responsibilities and job description for the Mortgage Loan Officer position at Veterans First Mortgage?
Company Description Veterans First Mortgage, a trade name of Wintrust Mortgage, is a nationally recognized leader in government-backed home loan programs, with a particular focus on the VA home loan benefit. With loan centers in Utah and California, the company serves borrowers across the country and prioritizes an exceptional client experience throughout the mortgage process. Veterans First is committed to supporting current and former members of the uniformed services, emphasizing service to the military community and a positive, team-oriented work culture. Employees benefit from well-rounded offerings, including health insurance, 401(k), flexible-spending plans, and clear opportunities for career growth across multiple departments. Veterans First is an Equal Housing Lender and Equal Opportunity Employer, valuing long-term careers and rewarding dedication.
Role Description The Mortgage Loan Officer role is a full-time, on-site position based in Salt Lake City, UT. This role is responsible for originating and managing residential mortgage loans, including VA, FHA, and conventional products, while guiding borrowers through the purchase and refinance process. Day-to-day responsibilities include consulting with clients to understand their financial needs, collecting and analyzing borrower documentation, and presenting appropriate loan options. The Mortgage Loan Officer collaborates with underwriting, processing, and closing teams to ensure timely, compliant, and accurate loan files. The role also involves building long-term client relationships, maintaining knowledge of mortgage regulations and products, and meeting performance and quality metrics in a regulated lending environment.
Qualifications
Role Description The Mortgage Loan Officer role is a full-time, on-site position based in Salt Lake City, UT. This role is responsible for originating and managing residential mortgage loans, including VA, FHA, and conventional products, while guiding borrowers through the purchase and refinance process. Day-to-day responsibilities include consulting with clients to understand their financial needs, collecting and analyzing borrower documentation, and presenting appropriate loan options. The Mortgage Loan Officer collaborates with underwriting, processing, and closing teams to ensure timely, compliant, and accurate loan files. The role also involves building long-term client relationships, maintaining knowledge of mortgage regulations and products, and meeting performance and quality metrics in a regulated lending environment.
Qualifications
- Candidates should possess experience as Loan Officers or in comparable mortgage origination roles.
- Candidates should possess knowledge of the Mortgage Industry and familiarity with government-backed loan programs such as VA and FHA.
- Candidates should possess skills in Mortgage Lending, including loan structuring, documentation review, and compliance awareness.
- Candidates should possess an understanding of Underwriting principles and the ability to work effectively with underwriting teams.
- Candidates should possess strong Customer Service skills, with a focus on empathy, clear communication, and client education.
- Relevant qualifications include a high school diploma or equivalent; college coursework in finance, business, or a related field is beneficial.
- State mortgage loan originator license (or eligibility to obtain and maintain licensing) and NMLS registration are required.
- Proven ability to meet production goals, strong attention to detail, and comfort working in a regulated, performance-driven environment are highly valued.
- Experience serving military or veteran clients and familiarity with VA loan benefits is a plus.