Title Examiner Sr

Job Description

Job Title:                  Title Examiner Senior                             

Department:              Title Department

Reports To:              Manager Title Operations or Division President              

FLSA:                       Non-Exempt

Updated:                   HR Admin_2-13-2017_nh 4-11-17 DLT

Summary:

Searches public records and examines documents to determine record status of property title and type commitments in accordance with company examining procedures and established policies on loans, sales easements and legal description transactions. In addition, the senior examiner has working knowledge of trusts, probates and CC & R transactions.

Essential Duties and Responsibilities include the following.  Other duties may be assigned:

• Performs searches of real property
• Examines records such as deeds of trust, liens, judgments, easements, and plat and map books to determine ownership, encumbrances and verifies legal description of property.  Contacts the Escrow Officer or customer concerning any discrepancies
• Analyzes chain of title and prepares preliminary reports outlining matters affecting title and actions required to clear title
• Reviews collateral documents such as trusts and powers of attorney, and court documents as necessary
• Upload all necessary search and support documents to title software application
• Performs date downs or updates as requested
• Clear statements of identity sent from branch offices
• Reviews surveys and provides wording for survey exceptions
• Provides "Notes to Closer" on title report
• Answers questions from escrow when needed

Supervisory Responsibilities: 

No supervisory responsibilities in this position.

Competency Standards:

• Superior reading skills with the ability to interpret documents and procedure manuals
• Ability to be proactive to problem solving and consult with title staff to resolve discrepancies
• Knowledge of title insurance products – basic understanding of the coverage afforded by different products, and can identify extra hazardous risks and refers same to designated management
• Ability to demonstrate understanding of title applications and software as it relates to title processes and policies
• Extensive knowledge of subdivision descriptions, and sectional split lots, metes and bounds descriptions, and searching process

• Maintain filing system for recording conformation and fees
• Knowledge of Microsoft Office Suite

Education and/or Experience:

High School Diploma or General Education Degree (GED); or three years related experience; or equivalent combination of education and experience.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to sit at a desk for long periods of time, twist to reach equipment that surrounds desk, use telephone, and operate office equipment.

The company will make reasonable accommodations for known disabilities as required by applicable law.  All employees are required to observe the procedures contained in the Company Handbook, devote their full time energy to the company during work hours and to be loyal to the company at all times during their employment.

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