What are the responsibilities and job description for the Bank Loan Operations Representative - Processing position at Tioga State Bank?
*This position is open to candidates residing in Broome, Tioga, or Tompkins counties.
Tioga State Bank is a community bank the Southern Tier of NY. TSB has been in this area for 160 years and has a reputation as an excellent employer having been recognized as one of the nation's "Banks to Work For" for eight consecutive years. If you are interested in working for an organization with an excellent work culture where all employees are part of a great team take a close look at this position and let us know if you are interested in learning more.
To Apply go to: www.tiogabank.com then select "about", "Careers", "Apply Online"
Veterans/Disability
Loan Operations Representative - Processing
Responsible for performing a variety of duties related to the loan operations function. Meets strict deadlines while preparing all consumer loan documentation. Assists Bank staff with all loan operations related questions.
ESSENTIAL FUNCTIONS/MAJOR DUTIES
- Scans loan files to Synergy; index and review scanned files.
- Prepares all re-disclosure loan estimates.
- Ensures compliance by processing new installment loans and notes within in strict deadline requirements.
- Assists Loan Underwriters with preparations for closings, including contacting attorneys and insurance companies as necessary.
- Prepares preliminary commitment and closing documents via Onboard loans and MortgageBot.
- Puts through debit/credit entries and closes files.
- Assists with loan application processing including ordering flood certifications, credit bureau reports and GEO coding.
- Prepares a variety of letters and forms including adverse action letters for declined loans, insurance disclosure and acknowledgment forms, verification of deposit, verification of employment forms, attorney referrals, title insurance requests and tax and title searches.
- Inputs system changes for all mortgage modifications.
- Compiles various reports including ARM index update, HMDA review, ARM HELOC disclosures.
- Reviews new loan set-ups.
- Assembles mortgage files when received in Loan Operations.
- Reviews files for missing docs, correct rate, program information & supporting documentation.
Job Type: Full-time
Pay: $19.00 - $21.93 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Education:
- High school or equivalent (Preferred)
Work Location: In person
Salary : $19 - $22