What are the responsibilities and job description for the Financial Analyst position at Themesoft Inc.?
Key Responsibilities:
- Perform credit underwriting and financial analysis for Securities-Based Lending (SBL) portfolios.
- Review loan documentation and ensure completeness, accuracy, and compliance with lending policies.
- Conduct portfolio monitoring, risk assessments, and periodic portfolio reviews.
- Analyze client financial data and market trends to support credit decisions and lending strategies.
- Support demand forecasting, predictive modeling, and business reporting initiatives.
- Utilize SQL, R, Tableau, and other analytical tools to generate actionable insights.
- Partner with Relationship Managers, Credit Officers, Risk teams, and Operations teams to facilitate efficient credit approval processes.
- Ensure adherence to regulatory requirements, internal controls, and risk management standards.
- Identify process improvement opportunities to enhance client experience and operational efficiency.
- Prepare management reports, dashboards, and portfolio performance metrics.
Required Qualifications:
- Experience in Asset & Wealth Management, Private Banking, or Securities-Based Lending (SBL).
- Strong background in credit underwriting and loan documentation.
- Experience with portfolio management and risk analysis.
- Hands-on experience with SQL for data analysis and reporting.
- Knowledge of Tableau and/or other data visualization tools.
- Experience with predictive modeling, forecasting, and financial analytics.
- Strong understanding of regulatory and compliance requirements within lending environments.
- Excellent analytical, communication, and stakeholder management skills.