Underwriter- Workers Compensation (Excess)

Job Description

ISI Underwriter

Job Summary

Seeking a highly skilled and motivated ISI Underwriter to join a team. In this role, you will take the lead in shaping a high-performing book of business by driving profitable growth, fostering strong broker relationships, and showcasing the industry-leading value. This position requires a blend of analytical precision, strategic decision-making, and exceptional communication skills to ensure every account reflects strong underwriting discipline and delivers outstanding results.

Compensation Package

• Competitive salary
• Comprehensive benefits
• Opportunities for professional growth and development
• Hybrid work environment (4 days in-office, 1 day remote)
  
  

Responsibilities

Own Your Portfolio

• Achieve or exceed new business premium and loss ratio goals.
• Maintain high renewal account retention rates while meeting premium and loss ratio targets.
• Collaborate with the Business Development team on new account opportunities.
• Utilize excellent negotiation skills to meet account-level objectives.
• Focus on healthcare, education, and public entity verticals across Central, MO, IL, IN, and CO.
• Manage a renewal book of hundreds of accounts with annual payments and no endorsements.
• Support new business growth with a focus on retaining policies.
• Travel less than 10% of the time for key conferences or broker visits (approximately four times a year).
  
  

Be a Technical Authority

• Apply expertise in primary and excess workers’ compensation, risk analysis, actuarial concepts, and policy structure.
• Adhere to underwriting guidelines and authority levels with consistency and confidence.
• Conduct thorough risk analysis, establish appropriate terms, and document decisions effectively.
• Evaluate guaranteed cost exposures and submit strategic referrals when necessary.
  
  

Lead & Elevate the Team

• Take ownership of key functional areas such as compliance, workflow and process optimization, and project participation.
• Contribute to user testing and other team initiatives.
  
  

Build Strong Relationships

• Provide exceptional service to brokers by being responsive, informed, and proactive.
• Meet or exceed service standards for submission management, quote deadlines, and communication.
• Strengthen broker partnerships to enhance new and renewal opportunities.
  
  

Champion Our Value Proposition

• Identify and communicate services that drive value for clients.
• Participate in client calls to articulate our differentiators and impact.
  
  

Qualifications/Requirements

Education & Experience

• Bachelor’s degree or equivalent work experience, preferably in Insurance or Business.
• Minimum of 5 years of experience in workers’ compensation insurance.
• Experience in primary or excess underwriting.
• Proficiency in Microsoft Excel, Word, PowerPoint, and operational systems.