Senior Property Underwriter - Engineered & Middle Market

Job Description

Job Title: Senior Property Underwriter - Engineered & Middle Market

Job Summary

Seeking a highly skilled and experienced Senior Property Underwriter to join a dynamic team. In this role, you will drive profitable growth by underwriting property insurance solutions for a diverse portfolio of clients, focusing on engineered and middle-market risks. You will bring your expertise, analytical skills, and relationship-building capabilities to assess, manage, and develop sophisticated underwriting strategies. This is an excellent opportunity for a self-motivated professional who thrives in a fast-paced environment and is passionate about delivering exceptional client service.

Responsibilities

• Evaluate and underwrite property insurance risks for engineered and middle-market risks, ensuring alignment with company policies, risk appetite, and profitability targets.
• Develop and deliver tailored solutions for unique and complex property risks, leveraging detailed risk analysis, site visits, and loss history reviews.
• Build and maintain strong relationships with brokers, agents, and clients to drive business development and retention efforts.
• Collaborate closely with risk engineers, loss control specialists, and other cross-functional teams to assess and mitigate client risks.
• Monitor the performance of the property portfolio, analyze trends, and identify opportunities for growth or improvement.
• Negotiate terms, conditions, and premiums in partnership with internal stakeholders and external partners.
• Provide expert advice and act as a mentor to junior underwriters, fostering a collaborative and growth-oriented team culture.
• Stay informed on industry trends, regulatory changes, and market conditions to remain a trusted advisor in the property underwriting field.
• Contribute to special projects, such as process improvements, policy development, and innovation initiatives, to drive operational excellence.
  
  

Qualifications/Requirements

• Education: Bachelor’s degree in Business Administration, Finance, Insurance, or a related field. Advanced degrees or certifications (e.g., CPCU, ARM) are a plus.
• Experience: Minimum of 5–7 years of property insurance underwriting experience, with expertise in engineered and/or middle-market risks.
• Strong technical knowledge of property insurance coverages, policy structures, and risk modeling techniques.
• Proven track record of achieving growth and profitability targets in underwriting.
• Exceptional analytical skills with the ability to assess diverse, complex risk scenarios.
• Excellent communication and negotiation skills to build lasting relationships with clients, brokers, and internal teams.
• Ability to work collaboratively in cross-functional teams.
• Proficiency in underwriting tools and systems, as well as relevant software (e.g., Microsoft Office Suite).
• Strong organization and time management skills, capable of managing multiple priorities and deadlines.
• Commitment to continuous learning and staying current with industry practices and advancements.
  
  

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.