Lower Middle Market Underwriter

Job Description

Lower Middle Market Underwriter – Commercial Lines

Job Summary

The Lower Middle Market Underwriter – Commercial Lines is responsible for underwriting and managing a multiline commercial portfolio within established underwriting authority and guidelines. This role focuses on profitable growth, disciplined desk management, and strong agency relationships while supporting production goals through collaboration with business development partners. The position requires sound technical underwriting judgment, strong communication skills, and the ability to operate effectively in a fast-paced environment.

Responsibilities

• Underwrite multiline commercial accounts, including Package, Umbrella, Workers’ Compensation, Auto, and ancillary lines, in accordance with established underwriting authority and referral guidelines
• Ensure compliance with underwriting strategy, audit standards, and internal controls
• Identify and pursue cross-sell opportunities to increase revenue per account, including Property & Casualty, Financial Lines, Cyber, Accident & Health, and other applicable products
• Partner closely with Business Development Managers to support agency growth initiatives and production opportunities
• Establish and maintain strong, professional relationships with assigned agency partners to drive profitable growth
• Manage an assigned book of business with a disciplined approach to desk management, production planning, and forecasting
  
  

Qualifications / Requirements

• 2–4 years of commercial lines underwriting experience
• Demonstrated ability to apply technical underwriting analysis to profitably grow new business
• Strong interpersonal, communication, and negotiation skills
• Proven record of teamwork, integrity, and accountability
• Excellent organizational and time management skills
• Ability to perform effectively in a dynamic, fast-paced environment
• Bachelor’s degree or equivalent professional experience
  
  

Preferred

• Prior package underwriting experience
  
  

Compensation Package

• Compensation: $85K–$130K base salary (depending on experience)
• Annual bonus opportunity
• Discretionary paid time off plan
  
  

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer’s discretion.