Bank Loan Officer

Job Description:

We are seeking a highly engaged and experienced lending professional with strong marketing, communication, and analysis skills to join our growing Team. If you are passionate about helping to meet individual and business needs through providing excellent customer service and building customer relationships, then please submit your resume today!

Responsibilities:

• Build and maintain customer relationships through networking and prospecting through various channels, including social, realtor, builder association, and community events
• Interface with realtors, loan processors, underwriters, and other employee staff to ensure an excellent transaction process for customers
• Ensure all phases of loan processes are performed in accordance with regulatory and company guidelines
• Collect applications for loans and review application data to ensure it is complete, meet established standards, and collect necessary financial information for the credit request
• Discuss loan options with applicants
• Evaluate credit data to determine an applicant’s creditworthiness, which includes analyzing financial documents, credit reports, and other relevant information
• Cross-selling products and services offered by the bank
• All other duties as directed by Management

Qualifications:

• High school diploma or equivalent
• Bachelor’s degree preferred
• 3-5 Years of lending experience at a financial institution
• Excellent written and verbal communication skills
• Loan portfolio management skills
• Critical and analytical thinking skills
• Must understand financial ratios used to assess an applicant’s creditworthiness
• Must maintain or be able to obtain a current registration with National Mortgage Licensing System
• Knowledge and technical skills of Microsoft Office products, including Word and Excel software

Pay: $45,000.00 - $70,000.00 per year

Benefits:

• Health insurance
• Life insurance
• Paid time off
• Retirement plan

Application Question(s):

• Do you live within Greene County, Georgia or a county surrounding Greene County, Georgia?
• Do you have at least three to five years of experience working at a bank?
• Do you have a bachelor's degree for an accredited college or university?
• Do you have loan portfolio management skills from working at a bank?
• Do you have knowledge and an understanding of financial ratios used to assess an applicant's creditworthiness?
• Do you have a working knowledge of skills needed to be able to use a computer?
• Do you have technical skills to be able to use software such as Microsoft Office email, Word, Excel, PowerPoint, etcetera?

Education:

• High school or equivalent (Required)

Experience:

• working at a bank: 3 years (Required)

License/Certification:

• and active NMLS Unique Identifier (Required)

Ability to Commute:

• Greensboro, GA 30642 (Required)

Work Location: In person

Salary : $45,000 - $70,000