Commercial Lender

Commercial Lender:

Our client is seeking a highly motivated and relationship-driven Commercial Lender to join their dynamic financial institution. This individual will play a key role in developing client relationships, managing a commercial loan portfolio, and delivering tailored financial solutions that support business growth. The ideal candidate is proactive, analytical, and client-focused, with strong credit acumen and a commitment to excellence.

Key Responsibilities

• Develop and manage a high-quality portfolio of commercial loans, ensuring strong credit performance and client satisfaction.
• Identify, pursue, and cultivate new business banking relationships within the community.
• Conduct detailed financial analysis, including cash flow, collateral, creditworthiness, and risk assessment.
• Structure and recommend loan terms that comply with bank policies and regulatory requirements.
• Prepare credit packages and present loan requests to internal loan committees.
• Maintain proactive communication with clients to understand evolving needs and propose appropriate financial solutions.
• Collaborate with credit, underwriting, and treasury teams to ensure a seamless client experience.
• Monitor loan performance, manage risk, and oversee timely renewals within the portfolio.
• Represent the institution at community events and networking functions to enhance visibility and support business development.

Qualifications

• Bachelor’s degree in Finance, Business, Accounting, or a related field (preferred).
• 1–3 years of experience in commercial lending, business banking, or a related financial role.
• Strong credit analysis and financial modeling skills.
• Demonstrated ability to grow and maintain client relationships.
• Excellent communication, negotiation, and presentation skills.
• Knowledge of banking regulations, loan structures, and risk management principles.
• Self-driven, detail-oriented, and capable of working both independently and in a collaborative environment.