Chief Credit Officer/Community Banker

Chief Credit Officer & Community Banker

Location: Knox County, Illinois (Relocation Available)

A well-established community bank, with assets under $500 million, who has a long history of serving Knox County and the surrounding areas. They've got a diverse commercial portfolio with a strong focus on Ag and C&I lending. The bank is recognized for its relationship-driven approach and commitment to community success.

They are seeking a Chief Credit Officer (CCO) who exemplifies the qualities of a true community banker. This role combines executive oversight with hands-on lending. In addition to providing strategic leadership over credit policy, risk management, and portfolio quality, the CCO will actively manage a personal portfolio and be expected to originate new lending relationships, particularly in the agriculture and commercial sectors.

This position offers a unique opportunity to blend credit administration with universal banking responsibilities, ensuring the bank continues to grow while maintaining its strong community roots.

Responsibilities

Executive Leadership

• Oversee credit policy, loan approvals, and risk management practices.
• Provide guidance and mentorship to lenders and credit staff, ensuring adherence to regulatory standards and internal policies.
• Partner with executive management to set and execute lending strategy in line with the bank’s growth goals.
• Lending & Portfolio Management
• Actively manage and grow a personal loan portfolio with a focus on commercial and agricultural lending.
• Develop new business opportunities and deepen existing customer relationships through proactive community engagement.
• Structure, underwrite, and close complex commercial and agricultural credits.
• Community Banking
• Represent the bank at community and industry events, building trusted relationships with farmers, business owners, and local organizations.
• Champion the bank’s mission of delivering personalized, relationship-based financial solutions.

Qualifications

• 10 years of progressive commercial lending and credit administration experience, preferably within a community bank environment.
• Strong background in agriculture lending and C&I lending.
• Demonstrated leadership skills with the ability to mentor and guide lending staff while fostering a culture of prudent, relationship-driven lending.
• Ability to balance strategic oversight with active lending responsibilities.
• Excellent communication and relationship-building skills; commitment to community involvement is essential.
• Bachelor’s degree in finance, business, ag economics, or a related field (MBA or graduate banking school preferred).

Why This Role?

• A rare opportunity to lead credit strategy while remaining directly involved in customer relationships.
• The chance to work in a values-driven organization where decisions are made locally and relationships are prioritized.
• Competitive compensation and benefits package, with relocation assistance available.
• An influential leadership role shaping the future of community banking in Knox County.

If interested please apply here or reach out to Kelli Jamison at 773-572-2993 or email at kelli@theagencyrecruiting.com