What are the responsibilities and job description for the Mortgage Originator position at TFed - Taunton Federal Credit Union?
Taunton Federal Credit Union is seeking an experienced mortgage originator to assist us in developing new business and maintaining existing consumer, business, and vendor relationships. This position will generate a pipeline for the Credit Union, developing relationships with a network of professional contacts and potential borrowers in the charter area. This position is responsible for communication with applicants throughout the process and tracking the underwriting, approval, and closing of residential first mortgage loans.
Essential Functions:
- Actively source new business by taking and reviewing applications for mortgage loans.
- Attend and participate in meetings and committees, and represent the Credit Union at professional and networking events.
- Analyze applicant financial conditions while facilitate underwriting decisioning through communication with stakeholders.
- Complete completion of all loan documentation, ensuring complete and accurate information.
- Stay informed of lending trends, market conditions, and other factors to best serve members' needs.
- Participate in developing lending and deposit business for the Credit Union by creating a member experience that serves members needs.
- All Mortgage Loan Originators (MLO) are required to register with the Nationwide Mortgage Licensing System and Registry (NMLS)
Qualifications/Education/Experience/Personal Characteristics:
- High energy level, good interpersonal skills and ability to work independently.
- Excellent communication skills.
- Previous Mortgage Origination experience required
- Financial Services experience including lending.
- Knowledge of all mortgage lending products. A general knowledge of other credit union services.
- Flexibility in working irregular hours and ability to travel.
- a strong network of contacts in order to generate business
- knowledge of Microsoft Office products.
Physical General requirements:
Continuous: Hearing, talking, sitting, standing,, reaching with hands and arms
Frequent: Standing, use hands and fingers to handle or feel
Occasional: Reaching with hands and arms, stooping and crouching
Work Environment:
The above information on this position description has been designed to indicate the general Environment nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assign to this job. Job descriptions are not intended as and do not create employment contracts. Taunton Federal Credit Union maintains its status as an at-will employer. Employment is not for any specific time and may be terminated at will, without notice, at any time with or without cause. Employees may also resign at any time.
No telephone calls please, qualified applicants will be contacted directly.
Taunton Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.