ACH Specialist

ACH Operations Specialist (Back‑Office Banking Role)

Why This Role?

If you have hands‑on experience with ACH transactions, electronic payments, and fraud review, this is an opportunity to step into a focused, high‑impact operations role supporting critical payment activity for financial institution members. This position is ideal for professionals who enjoy data accuracy, transaction analysis, and risk mitigation—without customer‑facing responsibilities.

Role Overview

The ACH Operations Specialist plays a key role in reviewing, validating, and processing Automated Clearing House (ACH) payment requests. This is a non‑customer‑facing, back‑office position centered on accuracy, compliance, and fraud prevention.

You will manage ACH requests received through secure file transmissions and online banking platforms, ensuring each transaction meets internal controls and regulatory standards before being released for processing.

What You’ll Be Doing

• Review and process ACH payment requests in batch queues
• Analyze ACH files and transaction data received via:
• Secure email (STFP files)
• Online banking systems
• Validate transaction details to ensure:
• Accuracy of account and payment data
• Compliance with internal policies and federal regulations
• Identify potential fraud indicators or red flags, including:
• Unusual transaction activity
• Inconsistent or incorrect data
• Take appropriate action when risk is identified, including:
• Recommending account holds
• Initiating ACH return or recovery documentation (high‑risk, precision‑driven process)
• Communicate professionally and clearly via email with:
• Branch teams
• Internal approvers
• Executive‑level stakeholders
• Maintain thorough documentation to support audits, investigations, and compliance reviews
  
  

Required Experience & Qualifications

• 1–3 years of banking experience, with direct exposure to ACH processing or ACH files
• Proven ability to:
• Read and interpret ACH file data
• Identify potential fraud or account irregularities
• Working knowledge of:
• Online banking platforms
• Electronic payments and wire transfers
• Strong written communication skills with the ability to:
• Clearly document findings
• Communicate professionally with internal partners and leadership
• High attention to detail and a strong commitment to accuracy
• Basic proficiency in Microsoft Office (Excel, Word, Outlook)
  
  

Preferred (Nice To Have)

• Experience working with federal government–related banking or payment processes
• Background in:
• Credit unions
• Retail or operations banking environments
• Previous roles such as:
• Personal Banker
• Universal Banker
• Electronic Banking or Payments Specialist

Job Type & Location

This is a Contract to Hire position based out of Denver, CO.

Pay And Benefits

The pay range for this position is $21.00 - $21.50/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Denver,CO. Application Deadline This position is anticipated to close on Apr 3, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
  
  
  

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems And TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.