What are the responsibilities and job description for the Principal Engineer(Java OR Python) with Cash Management & Payments space position at TechnoSphere, Inc.?
We are seeking a hands-on Principal Engineer to lead the architecture and prototype development of a new Cash Management Account capability within the Wealth Management & Private Banking division. The role focuses on creating an integrated, seamless client experience between brokerage investment accounts and core banking deposit platforms.
This is a greenfield initiative at prototype stage, requiring a leader who combines deep financial product knowledge with strong architectural and full-stack engineering capabilities. The selected individual will define and drive the technical approach end-to-end—from concept through early build—working closely with wealth, brokerage, architecture, and operations teams.
Key Responsibilities
Lead design and technical delivery of the new Cash Management Account capability—defining architecture, data flows, and integration approach end-to-end.
Build an early prototype/MVP to demonstrate feasibility and influence program funding.
Define and implement the integration layer between:
Brokerage platforms
Core banking deposit systems (FIS EBS)
Wealth digital channels and assisted servicing platforms
Payments / Transfer Hub domain services
Design and guide development of the Sweep Engine (logic for sweeping cash between investment and deposit accounts based on client rules and preferences).
Implement secure, scalable, modern service architecture aligned with enterprise standards (APIs, domain services, events, etc.).
Collaborate with product, operations, wealth business stakeholders, and solution architects to align requirements and experience flow.
Mentor, guide, and (optionally) coordinate a small supporting full-stack engineering team.
Required Experience & Skills
Domain Expertise
Direct experience designing or working with brokerage cash management products, sweep programs, or integrated investment/banking experiences.
Strong understanding of wealth client operations, investment accounts, positions, funding flows, and deposit account servicing.
Familiarity with U.S. cash sweep structures, FDIC insurance strategies, cash allocation rules, and brokerage-bank integration models.
Technical Leadership
10 years engineering experience with 3 in principal / lead engineer capacity.
Ability to drive solution design from scratch (architecture, modeling, interfaces, data contracts).
Demonstrated success building prototypes and early-stage products in large organizations.
Technology Skills
Strong hands-on programming in Java or Python, with experience in modern microservices architecture.
Experience building API-driven and event-driven distributed systems.
Understanding Angular UI integration is beneficial.
Experience integrating with:
Core banking systems (e.g., FIS EBS, Finastra, Temenos, Flexcube, etc.)
Brokerage / wealth platforms
Payment hubs, domain services, workflow engines (PEGA optional)
Preferred Background
Experience working in Wealth Management or Private Banking divisions
Experience building cash sweep / liquidity / treasury funding features.
Previous contribution to new product incubation or architecture modernization programs.