What are the responsibilities and job description for the Business Banker (Development Officer) position at TBO Bank?
About Us
TBO Bank (AKA The Bank of Opportunity) has been serving customers from our hometown location in Orrick, Missouri. We’ve taken pride in building banking relationships that have spanned decades. Now we’re bringing “the feel” of hometown banking to a broader landscape. Our mission: to connect and empower in a way that is human, relatable and real. As we expand the reach of our relationships, you can feel secure working for a bank that just gets it.
Position Summary / Objective
The Business Banker is responsible for driving deposit growth through the acquisition, development, and retention of business banking relationships. This role focuses on generating new deposit opportunities, with an emphasis on commercial deposit growth and treasury management solutions. The Business Banker serves as a trusted advisor to business clients, delivering tailored financial solutions while supporting the Bank’s overall growth strategy.
Essential Functions
- Develop and maintain a portfolio of business clients through proactive prospecting, networking, and community involvement
- Drive commercial deposit growth by identifying opportunities and promoting treasury management solutions (cash management, payments, fraud prevention services)
- Act as the primary relationship manager for clients, ensuring a high level of service and long-term retention
- Cross-sell bank products including deposits, treasury services, and refer loan opportunities to the lending team.
- Meet or exceed established goals for deposits and cost of funds
- Maintain knowledge of market trends, competitors, and industry developments to identify growth opportunities
- Ensure compliance with all banking regulations, policies, and procedures
Experience and Qualifications
- Bachelor’s degree in Finance, Business, or related field preferred
- 3 years of experience in business banking, treasury sales, or related financial services role
- Proven track record in business development and deposit growth
- Strong understanding of Bank products and services
- Experience selling treasury management or cash management solutions preferred
- Excellent relationship-building, communication, and negotiation skills
- Self-motivated with the ability to work independently and manage a client portfolio
Physical Requirements**
- Ability to sit or stand for extended periods while working at a desk or computer.
- You must be able to use a computer and other office equipment (e.g., phone, printer).
- Ability to communicate effectively in person, via phone, and through written correspondence.
- Ability to concentrate and focus on tasks for extended periods in a fast-paced environment.
*TBO Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
** The physical demands listed are a requirement to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.