Jr. Mortgage Loan Processor & Loan Officer Assistant

Job Overview 

The Jr. Mortgage Loan Processor & Loan Officer Assistant will work closely with Loan Originators, Sales, and other departments to ensure accurate and compliant loan processing. This role involves document verification, compliance disclosures, and borrower support, making it an excellent opportunity for someone looking to grow in the mortgage lending industry. Fluency in both English and Spanish is required to effectively support a diverse client base and facilitate clear communication throughout the loan process. 

Duties & Responsibilities 

Loan Application Processing & Compliance 

• Work directly with loan originators and borrowers to collect and verify loan documentation. 
• Review new loan application requests to ensure all necessary forms and disclosures are included. 
• Prepare and distribute compliance disclosures following regulatory guidelines. 
• Maintain knowledge of internal policies and loan processing procedures. 
• Assist in ensuring all loan files meet RESPA, TILA, and Fair Lending requirements. 

Verification & Loan Closing Support 

• Conduct credit checks, lien searches, and title searches for properties. 
• Order appraisals, open title, and verify income, assets, and debts. 
• Ensure all required loan conditions are met before closing. 
• Assist with preparing closing disclosures and finalizing loan packets. 
• Organize and maintain closed packet files for efficient record-keeping. 

Borrower & Payment Assistance 

• Manage installment payments and assist with borrower payment collection. 
• Call buyers to collect payments as needed and scan copies of receipts through Dropbox for records. 
• Maintain clear and professional communication with clients regarding missing documentation or loan status. 

General Support & Additional Duties 

• Handle borrower inquiries and assist with problem-solving. 
• Ensure all files and reports are accurate and up-to-date. 
• Work occasional weekends as needed. 
• Perform additional tasks and projects assigned by management to support the overall operations. 

Qualifications & Skills 

• Bilingual in English & Spanish (Required) 
• 1-2 years of experience in mortgage loan processing, underwriting, or quality control 
• Knowledge of loan processing software (Calyx or Encompass preferred) 
• Familiarity with hard money loans is a plus 
• Strong attention to detail & organizational skills 
• Ability to multi-task, meet deadlines, and work independently 
• Strong communication & problem-solving abilities 
• Ability to handle confidential information with integrity 
• Proficiency in Microsoft Word, Excel, and Outlook 

SWE Homes, L.P. is proud to be an equal-opportunity employer, fostering a workplace that embraces diversity and inclusion. We are dedicated to helping families and individuals across Texas find housing opportunities. 

Please note that employment is contingent upon successfully passing a background check.