What are the responsibilities and job description for the Deposit Operations Specialist position at Stone Bank?
The Deposit Operations Specialist performs various daily tasks related to the day-to-day operations of the Bank as well as handling functions that have a regulatory, monetary, and potential reputational risk impact. Functions are time sensitive and must be adhered to by means of policy and procedure.
QUALIFICATIONS:
- 3 years of Deposit Operations or banking experience.
- High school diploma or equivalent required.
- Strong leadership, communication, and customer-service skills.
- Ability to work in a fast-paced environment and manage multiple priorities.
- Basic math skills and reading comprehension skills; 10-key by touch.
- Proficiency with Microsoft Office (Excel, Word, PowerPoint).
WORK SCHEDULE:
- Full-time; 40 hours per week.
ESSENTIAL JOB DUTIES:
- Responsible for monitoring and addressing all non-post, stop payment or positive pay daily.
- Responsible for processing returned mail and returned checks.
- Responsible for handling GL unposted items and deposits unposted corrections.
- Process chargebacks, ACH items, wires, and CD interest checks.
- Responsible for verifying that signatures on all wires follow Bank policy.
- Audit daily account maintenance in accordance with Bank policy and file properly.
- Responsible for monitoring and processing new account documents; handling account exceptions and ensuring that the appropriate CIP information has been accumulated.
- Responsible for the review of mobile and merchant capture deposits.
- Overdraft monitoring/decisioning (if not decisioned by officer in timely manner).
- Responsible for setup of new business online banking users.
- Responsible for scanning branch documents and ensuring CIP requirements.
- Maintenance of policies and procedures for all processes noted above.
- Provide support for retail and lending staff.
- Other duties as assigned.
BENEFITS:
- Competitive salary and performance-based incentives.
- Health, dental, and vision insurance offered.
- 401(k) with company match
- Paid time off and holidays
Note:
This job description is intended to provide a general overview of the position. Duties and responsibilities may change based on business needs.
Salary : $39,159 - $51,071