What are the responsibilities and job description for the Real Estate Mortgage Closer/Disburser (2529) position at State Department Federal Credit Union?
Description
At SDFCU, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional health, dental, and vision insurance within the first 30 days of employment, a matched 401(K) plan with up to 4% SDFCU contribution, and much more.
Benefits And Perks Of SDFCU Include
State Department Federal Credit Union is seeking a Real Estate Mortgage Closer/Disburser to assist members through the final stages of their home-financing journey by coordinating all aspects of the mortgage settlement and ensuring accurate, timely funding.
Essential Duties And Responsibilities
Required Skills and Competencies:
At SDFCU, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional health, dental, and vision insurance within the first 30 days of employment, a matched 401(K) plan with up to 4% SDFCU contribution, and much more.
Benefits And Perks Of SDFCU Include
- Diversity and Inclusion: Work in an environment that values and respects all team members
- Paid Holidays: Enjoy 12 paid holidays a year, including your birthday
- Flexible Work Options: Potential work-from-home options after the introductory period
- Generous Paid Time Off: Ample vacation and personal days to maintain a health work-life balance
- Tuition Reimbursement: Support for your ongoing education and career development
- Commute/Parking Incentives: Financial incentives for your daily parking
- Comprehensive Insurance: Access to excellent medical, dental, and vision insurance packages
- Gym Reimbursement: Stay healthy with our gym membership reimbursement program
- Team Bonding: Participate in company and team bonding events that foster a collaborative work environment
State Department Federal Credit Union is seeking a Real Estate Mortgage Closer/Disburser to assist members through the final stages of their home-financing journey by coordinating all aspects of the mortgage settlement and ensuring accurate, timely funding.
Essential Duties And Responsibilities
- Reviews mortgage for completeness
- Handles member and staff inquiries about status of pending mortgage loans and about Mortgage loan programs, policies, and procedures of the Credit Union
- Prepares all necessary loan documents prior to settlement
- Schedules settlements on Mortgage loans
- Handles Mortgage wires and fundings
- Reviews files for completeness on disbursed mortgage loans in LOS
- Transfers the mortgage from the processing system to the servicing system for booking
- Handles all incoming communication relating to Mortgage Loan settlements
- Completes weekly production schedule
- Attends departmental meetings to remain current and informed on credit union Mortgage programs, Compliance and overall Credit Union activities
Required Skills and Competencies:
- Two years experience processing and or closing first mortgage loans required, knowledge of real estate lending
- Associate degree required with course work in related field desired
- Knowledge of mortgage lending laws and regulations
- Must have experience preparing closing documents for first mortgage loans under the TRID regulations
- Excellent oral and written communication skills
- Proficient clerical skills and typing speed of 40 wpm desired
- Strong analytical and organizational skills
- Willingness to perform a variety of duties each day