Senior Financial Analyst

Job Title: Senior Financial Analyst

Location: Miami, FL (On-site)

Job Type: Full-time

Who we are:

Spot Pet Insurance is the fastest growing pet insurance company in North America. Our commitment to an exceptional end-to-end customer experience and our data-driven approach have quickly established us as a leading pet insurance provider. We're dedicated to providing pet parents with peace of mind by offering accessible and comprehensive coverage so their furry companions can lead happier, healthier lives. To demonstrate this, we recently joined forces with Mr. Beast to find homes for 100 homeless pets and committed to giving each of them pet insurance for life! Along the way, we’ve created a company culture that allows our employees to thrive, with perks like daily free meals, a pet-friendly office, and ridiculously fun company events every quarter. Our dedication to fostering a positive and rewarding work environment for our team has even earned us a Great Place to Work certification.

About the Role:

We are seeking a highly motivated and detail-oriented Senior Financial Analyst to join our dynamic finance team. The ideal candidate will have 5 years of experience in financial analysis, with a strong background in budgeting, forecasting, and variance analysis. Experience in FP&A (Financial Planning & Analysis) is essential, and previous exposure to the insurance industry will be considered a plus.

Responsibilities:

• Perform detailed financial analysis to support key business decisions.
• Assist in the preparation and analysis of budgeting and forecasting processes.
• Conduct variance analysis to explain deviations from budgeted figures and provide actionable insights to management.
• Support the FP&A team in monthly and quarterly financial reporting.
• Develop financial models to assess business performance and support strategic initiatives.
• Provide ad-hoc financial analysis and reporting as needed.
• Identify and implement process improvements to enhance financial reporting efficiency.
• Collaborate with cross-functional teams to align financial performance with organizational goals.

Requirements:

• Bachelor’s degree in accounting, Finance, or a related field.
• 5 years of experience in a financial analysis or FP&A role.
• Strong proficiency in financial modeling, budgeting, and variance analysis.
• Advanced Excel skills: experience with financial software and ERP systems is a plus.
• Excellent communication skills, both written and verbal, with the ability to present complex financial data to non-financial stakeholders.
• Strong attention to detail and ability to work independently in a fast-paced environment.

Preferred Qualifications:

• Experience in the insurance or financial services industry.
• Experience with Vena and / or Netsuite
• CPA, CFA, or progress toward a professional certification is a plus.

Why Join Us?

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• Collaborative and inclusive work environment.
• Ability to make a meaningful impact on business performance and strategy.

What we offer:

• The opportunity to work on challenging and impactful projects at the intersection of design and data
• A collaborative and supportive work environment, recognized as a Great Place to Work.
• Cell phone allowance of $100 per month
• Health, dental, and visions benefits
• Life insurance
• ClassPass
• Unlimited PTO
• Bring your pet to work
• Your pet insurance is covered (Up to $100)
• 401k with Company match
• Annual performance-based bonus

If you’re passionate about FP&A and want to play a hands-on role in driving financial insights, we’d love to hear from you. Apply today and help shape our financial future.