Credit Analyst Intake Specialist

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here

SUMMARY/OBJECTIVES

This position is responsible for, but not limited to, providing Credit Analyst Intake support through the receipt, review and analysis of Financial Statement Spread Requests submitted by Relationship Managers, Loan Assistants, and Portfolio Managers. This position will review the spread requests for accuracy, thorough documentation, and complexity. This position will also pull CLEAR Reports, input Borrowing Base Certificate and Marketable Securities information into nCino. Additional tasks may be required at the direction of the Director of Commercial Credit Analysts and/or the Director of Credit Services.

ESSENTIAL FUNCTIONS

This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:

Act as the Administrative processer for financial statement spread requests submitted by the Commercial Lending Team

Accurate and thorough review and management of Financial Statement Spread Requests submitted to the Credit Analyst Team through nCino and Outlook emails

Accurate and thorough review and input of Borrowing Base Certificate/Marketable Securities requests submitted to the Credit Analyst Team through nCino and Outlook emails

Pull and upload CLEAR reports of relationships as submitted to the Credit Analyst Team through nCino and Outlook emails

Ensure spread requests have been submitted with proper and complete documentation

Assist in determining the complexity of the spread request at hand based upon review of the documentation provided

Could occasionally process correspondence, files, records, and perform other specific duties for management and the Credit Services team

Obtains additional information, as needed, to complete reports or gather information for internal or external audits as determined by management

Successfully works with teammates to collectively assist the Commercial Credit Analyst team in stated objectives and tasks.

Works to create a constructive workplace environment that expands positive culture and enhances the Bank's core values.

Undertakes special projects related to job function as determined by the Commercial Credit Analyst Team Lead or the Director of Commercial Credit Analysts.

Participates in community related activities.

Ensures that the Bank's policies and procedures, code of conduct, and regulatory guidelines are strictly complied with.

Provides aid to other employees by liaising with them through healthy and positive interactions.

Continuously updates skills by participating in professional training and development.

Seeks opportunities to improve skills through cross-training offered by the Bank.

All other tasks, responsibilities, or duties, as directed by the Commercial Credit Analyst Team Lead or the Director of Commercial Credit Analysts.

Aid other employees by liaising with them through healthy and positive interactions

Be involved in performing marketing endeavors/efforts

Continuously update skills by participating in professional training

Seek opportunities to improve skills through cross-training offered by the Bank

All other tasks, responsibilities, or duties, as directed by management

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications, Education, and Certification Requirements

High school diploma or equivalent with knowledge of the commercial lending process and one or two years of secretarial/administrative experience

Must be able to prepare documents and compose business letters and memorandums

Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department

Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank

Must have good knowledge of business English, including spelling and punctuation

Must possess basic English language skills to write and speak clearly, and effectively with coworkers and customers

Must be well-organized, accurate, and attentive to detail

Must be cooperative and willing to assist coworkers and customers on a regular basis

Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others

Must possess excellent multi-tasking skills and be able to function well under pressure

Must be able to remain composed under pressure and respond to customer and coworker concerns regularly

Must have a keen eye for detail and follow instructions to the letter

Must be patient and willing to help others in solving problems while always maintaining a positive attitude

TRAINING REQUIREMENTS/CLASSES

New Employee Orientation

Required Annual Compliance Training

Various trainings provided by corporate training, credit staff to enhance knowledge of credit process

Additional trainings as directed by the Director of Commercial Credit Analysts

PHYSICAL DEMANDS

Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday

Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift

Must be able to hear and communicate with coworkers and customers throughout the day

May need to lift to 25 pounds one to two times a day to perform job

WORK ENVIRONMENT

Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress codes

Must demonstrate excellent interpersonal skills with customers and coworkers

Must be willing to function as a team member

Must be willing to demonstrate commitment to the Bank's mission and goals

Work Location: 1375 N Broadway Ave Bartow, Florida 33830

Equal Opportunity Employer, including disabled/veterans.