Loan Processor

PRIMARY PURPOSE OF JOB

 Create all types of loan documents for the loan processing department as well as uploading loan data and new customer information to the bank’s core system.

EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS

• Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
• Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS          

• Creates loan documents for all types of loans (consumer, real estate, commercial, secondary market) in a timely manner according to bank and regulatory guidelines;
• Checks and insures that all proper authority has been received to create the documents;
• Inputs the new loan information and new customer information into the core system;
• Maintains the document tracking for certain loans;
• Inputs HMDA information into the LAR;
• Assists with flood program management; and,
• Assists with miscellaneous other job duties.

KNOWLEDGE, SKILLS AND ABILITIES

• Previous experience/job knowledge in loan processing or loan-related functions is preferred but not required.
• Good interpersonal communication and computer skills;
• Highly attentive to detail and able to multi-task in a fast paced environment; and,
• Strong typing skills.

EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS

• High school diploma or equivalent.

CORE COMPETENCIES

Family & Trust: Southern Bank team members build relationships based on trust and mutual respect, maintain an inclusive and honest environment and uphold integrity and transparency in all interactions.

Rooted & Service: Southern Bank team members are committed to serving customers, communities and teams with purpose, professionalism, and respect, while effectively communicating and actively listening to meet their needs.

Innovation & Strength: Southern Bank team members foster collaboration and continuous improvement, encourage visionary thinking, and strive for excellence to drive the organization forward.

Adaptability: Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectively to work within new work structures, processes, requirements, or cultures.

Applied Learning: Assimilating and applying new job-related information in a timely manner.

Quality Orientation: Accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.