What are the responsibilities and job description for the Senior Product Manager position at Soni?
Lead Product Manager, Mortgage Operations Technology
Soni Resources is seeking a Lead Product Manager, Mortgage Operations Technology to lead the product area supporting the mortgage manufacturing lifecycle, including processing, underwriting, closing, and funding.
This role will focus on modernizing and automating the operational workflows required to move a mortgage from application through approval and funding. The goal is to bring fragmented operational processes into a more unified technology experience, reduce manual work, and enable faster, increasingly digital underwriting and decisioning.
This is not a traditional requirements-focused Product Manager position. The ideal candidate combines deep firsthand knowledge of mortgage operations with strong technical fluency and hands-on product execution. They should understand how mortgage loans actually move through manufacturing and be capable of turning that knowledge into workflows, prototypes, product decisions, and clear direction for Engineering.
What You'll Own
Soni Resources is seeking a Lead Product Manager, Mortgage Operations Technology to lead the product area supporting the mortgage manufacturing lifecycle, including processing, underwriting, closing, and funding.
This role will focus on modernizing and automating the operational workflows required to move a mortgage from application through approval and funding. The goal is to bring fragmented operational processes into a more unified technology experience, reduce manual work, and enable faster, increasingly digital underwriting and decisioning.
This is not a traditional requirements-focused Product Manager position. The ideal candidate combines deep firsthand knowledge of mortgage operations with strong technical fluency and hands-on product execution. They should understand how mortgage loans actually move through manufacturing and be capable of turning that knowledge into workflows, prototypes, product decisions, and clear direction for Engineering.
What You'll Own
- Lead the product strategy and execution for technology supporting mortgage processing, underwriting, closing, and funding
- Identify manual or fragmented operational workflows that can be simplified, digitized, or automated
- Apply deep mortgage-domain knowledge to areas such as income calculation and verification, underwriting workflows and conditions, title and closing readiness, and funding
- Translate operational problems directly into product solutions without depending exclusively on business stakeholders to define the workflow
- Work closely with Engineering to define product behavior, prioritize development, resolve tradeoffs, and move solutions into production
- Create and test workflows, mockups, or functional prototypes to make product concepts tangible before or during development
- Use modern development and AI-assisted tooling to explore product ideas, work with existing codebases, test concepts, and accelerate product discovery
- Lead initiatives from discovery and prototyping through delivery and optimization
- Take ownership of an active product area and move quickly with limited ramp-up or oversight
- Significant Product Management or Product Ownership experience within mortgage lending technology
- Deep hands-on understanding of mortgage manufacturing/operations, particularly processing, underwriting, closing, and funding
- Experience working within or directly alongside a mortgage lender's operating environment
- Strong understanding of LOS platforms and the systems, integrations, data, and workflows surrounding mortgage origination
- Ability to identify where operational work can be automated and translate that opportunity into a viable product solution
- Strong enough technical fluency to work confidently with engineers and participate meaningfully in architecture, API, integration, workflow, and implementation discussions
- Comfortable experimenting with AI-assisted development tools, repositories, APIs, prototypes, or lightweight code
- Ability to independently take a product concept from idea through prototype, development, and production
- Strong product judgment and the ability to challenge Engineering appropriately when technology decisions affect the business workflow
- Blue Sage LOS experience
- Experience modernizing or consolidating mortgage manufacturing workflows
- Experience with AI-enabled mortgage automation or digital underwriting
- Familiarity with APIs, REST/JSON, Postman, SQL, Git/GitHub, or similar development tooling
- HELOC/home equity experience