Wealth Advisor - Somerset County

SUMMARY:

·         Develop- As a Wealth Advisor with STC Wealth Management your goal is to build and grow a book of business through financial planning and Investment management.

·         Manage- Wealth Advisors are responsible for leading the client experience. This is accomplished by building a team around the client. This includes a portfolio manager, Trust officer, and various account administrators.

·         Maintain- Creating long term relationships with clients is a focus for this role. This is accomplished through continued review of our client’s financial goals and updating the plan as objectives may change.

STC Wealth Management offers advice and planning strategies focused on helping clients meet their investing and financial goals. This includes retirement planning, Trust and estate planning, as well as managing the overall risk of a client’s investment, as well as their objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

·         Works with our team in creating personalized solutions on behalf of you and your clients.

·         Determines a client’s goals and objectives.

·         Identifies sales opportunities through internal and external prospecting.

·         Develops and expands client relationships through business development and COI networking.

·         Offers planning and investment knowledge to solve client problems appropriately and efficiently.

·         Presents financial recommendations and guidance to clients.

·         Establishes individual financial plans based on client financial needs and objectives.

·         Monitors financial plans and recommends changes as needed.

·         Actively and regularly coaches and educates branch staff and internal business partners to identify investment opportunities.

·         Drives investment education and visibility among bank staff.

·         Partners with lenders and managers to develop opportunities for new business.

·         Has regular and effective communication with internal and external partners to build strong relationships that drive referral activity.

·         Understand and support all BSA/AML responsibilities as applicable to the position as well as consistently, accurately, and timely carry out these responsibilities in compliance with the Bank’s internal policies.

·         Assumes additional duties/responsibilities as required.

SUPERVISORY RESPONSIBILITIES: This job has no supervisory responsibilities.

QUALIFICATIONS:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

3 years working in the financial services industry. CFP, CTFA, CPA, JD preferred but not required.

EDUCATION and/or EXPERIENCE: Business degree (BS or BA); or twelve months related experience and/or training; or equivalent combination of education and experience. 

TECHNICAL SKILLS: Must be proficient in Microsoft Word and Excel. Must also have some knowledge of Microsoft Access. The ability to work with various browser-based systems and software systems is mandatory. Must be willing to learn new systems and not have any issues with emerging technology. 

LANGUAGE SKILLS:  Must possess excellent communication skills and be able to clearly effectively communicate with both customers and bank personnel.  Ability to read, analyze and interpret various documents such as industry journals, operating and maintenance instructions, and procedure manuals.  Ability to compile reports and compose customer correspondence.  

MATHEMATICAL SKILLS: Ability to calculate figures and amounts such as discounts, interest, and percentages.

REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.  Ability to deal with problems involving several concrete variables in standardized situations.   Desire to understand and utilize systems to their utmost capabilities.

PHYSICAL DEMANDS:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands and fingers to operate office equipment such as keyboards, telephones, etc. and to talk and hear.  The employee frequently is required to reach with hands and arms.  The employee is occasionally required to stand; walk; and stoop, kneel, crouch, or crawl.  The employee must occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus.

WORK ENVIRONMENT: 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Equal Opportunity Employer, including disability and protected veteran status.