What are the responsibilities and job description for the Commercial Lender position at Signature Bank, National Association?
Summary/Objective
Responsible for commercial business development and portfolio management for new and existing clients.
Essential Duties & Responsibilities
The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Manages and/or coordinates the sales and financial analysis process for commercial loans.
a. Sales process consists of focusing on profitable opportunities, maintaining an extensive network of contacts, and building relationships with key influencers to drive profitable business.
b. Financial analysis process consists of gathering facts, ideas and opinions needed for analyzing situations, solving problems and making decisions, asking questions to improve understanding and preparing analyses of personal financial statements and tax returns.
2. Exercise prudent judgment in making lending decisions and recommendations to assist the Bank in meeting its strategic objectives.
3. Ensures maintenance of consistent file management, documentation and loan administration process. Manage portfolios in accordance with the Bank’s policies and procedures.
4. Identifies needs of existing clients and recommends solutions based upon bank’s credit policy and proper loan structuring, including providing necessary supporting information for credits to be underwritten.