What are the responsibilities and job description for the Data Credit Risk Analyst position at Security Finance?
Description
We're looking for a Credit Risk Analyst to join our team! In this role, you will have the opportunity to aid in the development of risk models, perform statistical analysis, portfolio credit risk analysis, and stay current with the credit risk industry as well as using tools such as SQL and Excel to extract and analyze data, monitor credit performance, forecast losses and provide direction in critical business decisions.
What You Will Do
This is an office-based position that requires consistent use of a computer and other office machinery. The ability to communicate verbally and in writing is essential.
This position is subject to a background check for any convictions directly related to its duties and responsibilities. Only job-related convictions will be evaluated and will not automatically disqualify the candidate.
What We Offer
TOP-of-the-line training-We are committed to helping you build a solid foundation and do your job to the best of your abilities.
An EXCELLENT benefits bundlethat includes medical insurance (minimal cost to the employee), dental, life insurance, short-and long-term disability, profit sharing, 401k with company matching, and paid sick, holiday, and vacation time.
Community Service -As a company, we are pro-active members of the community. We make ongoing contributions to charities, local food banks, educational institutions, and more.
Growth Potential –We believe in fostering our employees’ talents and providing a pathway for their individual career story.
We are a leader in the financial services industry since 1955, and proudly provide easy and safe installment loans and income tax preparation to the communities where we operate. Thanks to our conveniently located branches, we are honored to provide personal service from people our customers know they can trust. At Security Finance, it is about being good stewards of our community, helping neighbors in times of need, and treating customers with the respect they deserve.
Come Begin Your Story! Apply today!
If you're a detail-oriented analyst with a passion for credit risk and a knack for clear communication, we encourage you to apply!
We're looking for a Credit Risk Analyst to join our team! In this role, you will have the opportunity to aid in the development of risk models, perform statistical analysis, portfolio credit risk analysis, and stay current with the credit risk industry as well as using tools such as SQL and Excel to extract and analyze data, monitor credit performance, forecast losses and provide direction in critical business decisions.
What You Will Do
- Perform ongoing analysis of the company's various credit programs.
- Assist in developing and monitoring metrics company and affiliates metrics
- Complete quarterly static pool analysis.
- Prepare Company performance reports, profit analysis, credit loss analysis, and credit loss and profit forecasts
- Develop insights to support underwriting strategies
- Extract and analyze large datasets using SQL and Excel
- Determine conclusions, present analysis, and recommend actions
- Develop and maintain operational reports to monitor Company performance
- Coordinate the preparation and presentation of analysis and reports to corporate leadership team
- Prepare ad-hoc reports as requested by various company departments or executives
- Collaborate with third-party vendors, manage existing products, review potential future products, evaluate vendor product cost proposals, review vendor success metrics and coordinate the integration of approved products
- Maintain strong relationships with other departments to obtain necessary data
- Provide assistance to other departments as needed
- Maintain prompt and regular attendance
- Experience: 3 years in financial analysis or risk analysis, experience in the consumer loan or auto finance industry is a plus
- Location: ***Must live in one of the following States: AL, GA, ID, LA, MO, OK, SC, TN, TX, UT, or WI.
- Technical Skills:
- Proficient in SQL for data analysis and extraction.
- Strong Excel skills with the ability to parse and analyze large datasets.
- Computer literate with strong MS Office skills.
- Analytical & Communication Skills:
- Excellent organization, analytical, and problem-resolution skills.
- Strong ability to communicate effectively with all levels of the company, including field, corporate, and executive teams.
- Education: A Bachelor’s degree in Accounting, Economics, or Finance is preferred.
This is an office-based position that requires consistent use of a computer and other office machinery. The ability to communicate verbally and in writing is essential.
This position is subject to a background check for any convictions directly related to its duties and responsibilities. Only job-related convictions will be evaluated and will not automatically disqualify the candidate.
What We Offer
TOP-of-the-line training-We are committed to helping you build a solid foundation and do your job to the best of your abilities.
An EXCELLENT benefits bundlethat includes medical insurance (minimal cost to the employee), dental, life insurance, short-and long-term disability, profit sharing, 401k with company matching, and paid sick, holiday, and vacation time.
Community Service -As a company, we are pro-active members of the community. We make ongoing contributions to charities, local food banks, educational institutions, and more.
Growth Potential –We believe in fostering our employees’ talents and providing a pathway for their individual career story.
We are a leader in the financial services industry since 1955, and proudly provide easy and safe installment loans and income tax preparation to the communities where we operate. Thanks to our conveniently located branches, we are honored to provide personal service from people our customers know they can trust. At Security Finance, it is about being good stewards of our community, helping neighbors in times of need, and treating customers with the respect they deserve.
Come Begin Your Story! Apply today!
If you're a detail-oriented analyst with a passion for credit risk and a knack for clear communication, we encourage you to apply!
