Mortgage Closer II

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you’re looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.

Is this you? If so, let us know by submitting an application!

Are you a detail-driven mortgage professional with a passion for accuracy and exceptional service? Become a Mortgage Closer II at Royal Credit Union! In this role, you’ll prepare closing documents, review construction loan draws, support Members and team members, and ensure smooth, compliant mortgage closing experiences across multiple loan types.

Why Royal?

• Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
• Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
• Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
• Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged.
• Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

What You’ll Do:
Responsible for preparing closing documents and funding for all conventional and bond loans, government, renovation, and construction loans. Facilitate the inspection/draw phase for all construction and renovation loans. Review and approve construction loan draws. Process all construction end loan modifications. Review reports for upcoming mortgage closings, prepare and review documents for the title companies. Perform final preparation and audit of all documents needed for closing. Mortgage Closer II's will ensure that all loans comply with all federal; state, investor, bond and company guidelines.

Our Commitment To You:

• Compensation:
• Minnesota range: $25.10- $28.10 per hour
• (candidates with significant related experience may be higher. Pay also depends on candidates location)
• Benefits:

Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!

What’s Needed For This Position:

• High School Diploma or Equivalent
• Two (2) years of recent experience in the field of Mortgage Loan Closing.

Knowledge, Skills and Competencies:

• Advanced Mortgage Closing Expertise: Strong knowledge of financial services and accounting principles, with proficiency in closing government, construction, renovation, and end-loan modification products.
• Compliance & Quality Control: Ability to review closing documents, disclosures, insurance, flood certificates, and appraisals for accuracy while meeting regulatory, investor, and internal guidelines.
• Communication & Collaboration: Strong written and verbal communication skills; able to support team members.
• Organization & Multi Tasking: Excellent time management and organizational skills; ability to prioritize under multiple deadlines, high volume, and changing conditions while maintaining accuracy.
• Problem Solving & Independence: Strong analytical and critical-thinking skills to resolve issues, meet closing conditions, produce quality documentation, and work independently with minimal supervision.
• Adaptability and Flexibility: Strong ability to adapt to changes within the mortgage industry and changing technology.

We’d Love To See:

• Experience working with construction and government loans.

Work Schedule:

• Full-Time, working approximately 40 hours per week. Hours and shifts vary between 8am- 5pm Monday through Friday, with occasional evening and weekend hours, as needed.
• This position is part of Royal's workplace flexibility program and has the ability to be remote after 2-3 months of training and proficiency in the position.
• Please note that team members need to live within Royal’s footprint and be able to come to an office for in person meetings on a regular basis.
• When not working remote, the office location will be at our Arden Hills, MN office based on office availability and candidate preference.

Training:

• Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am – 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
• Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization.

Ready to make a positive impact?
APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!

We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

Salary : $25 - $28