What are the responsibilities and job description for the Business Banking Relationship Manager II position at RG&T Solutions?
Role Overview: The Senior Business Banking Relationship Manager is responsible for developing, managing, and expanding a portfolio of small to midsized business clients. They provide comprehensive banking services, including complex account management, loan structuring, and cross-selling opportunities.
Key Responsibilities
Key Responsibilities
- Conducts retention and business development calls on existing and prospective clients.
- Identifies and cultivates new business opportunities, maintains prospect lists and pipelines.
- Interviews applicants, completes documentation, and recommends loan products.
- Prepares and submits loan packages for underwriting and approval, ensuring accuracy.
- Coordinates loan closings and identifies opportunities to offer additional banking products.
- Builds and maintains a targeted small business client portfolio, developing strategic plans.
- Acts as a financial advisor, educating clients on financial planning, investments, and credit.
- Monitors customer accounts and market trends to identify new needs and opportunities.
- Collaborates with other departments to fulfill cross-sell opportunities.
- Fosters strong client relationships, demonstrating business acumen across various industries and markets.
- Bachelor’s degree or equivalent experience with 3-5 years in banking or related fields.
- Knowledge of cash flow and business credit underwriting; commercial credit training preferred.
- Excellent communication, presentation, and interpersonal skills.
- Strong business acumen and understanding of diverse industries and financial concepts.
- Proficiency in Microsoft Office Suite.