Financial Advisor

RETIREMENT & WEALTH STRATEGIES

Lead Financial Advisor

Position Information

Job Title: Financial Advisor

Salary: Competitive Base W2 Salary Plus Incentive Compensation Based on Experience and Credentials

Department: Wealth Management & Advisory

Location: Farmington Hills, MI – Home Office

Employment Status: Full-Time

Position Summary

We are seeking a relationship-driven Financial Advisor to serve as a primary point of contact for clients, helping individuals and families Build, Protect, and Enjoy their financial future. This role is responsible for developing and maintaining client relationships, delivering comprehensive financial planning and investment advice, and implementing strategies aligned with each client’s goals. The ideal candidate is personable, disciplined, and committed to fiduciary, client-first service, with the ability to grow and deepen relationships while collaborating with an experienced team of planning, investment, and service professionals. This is a W-2 employee position with variable compensation based on client relationships under management supporting a strong based salary. Performance-based bonuses supported by new advisory assets first year commission. This position offers the opportunity to serve and build relationships with clients within the firm's established client base. Client relationships are maintained by the firm and supported through a collaborative team environment.

About Retirement & Wealth Strategies

Retirement & Wealth Strategies (RWS) is an independent financial services firm dedicated to helping individuals, families, and businesses Build, Protect, and Enjoy their financial future.

Our team is guided by five core values:

• Integrity
• Care
• Excellence
• Proactive
• Collaboration

We strive to help families live intentionally with Peace of mind and financial confidence.

Essential Duties & Responsibilities

• Build, manage, and deepen client relationships, serving as a trusted point of contact for financial planning and investment matters
• Conduct discovery meetings to understand client goals, risk tolerance, time horizon, and full financial picture
• Develop and present comprehensive financial plans and investment recommendations aligned with each client’s objectives
• Implement investment strategies in coordination with the firm’s team-based investment process, monitoring portfolios and recommending adjustments as needed
• Provide ongoing advice across retirement, income, tax-aware investing, insurance, and estate planning considerations
• Coordinate with internal planning, investment, and client service teams to deliver a seamless client experience
• Maintain accurate client records and documentation in CRM and our broker dealer’s system in accordance with firm policies and compliance standards
• Pursue business development and referral opportunities to grow and retain client relationships
• Additional duties and special projects as assigned by management

Qualifications

• 3-5 years of experience in financial advising, wealth management, or a client-facing financial services role
• SIE (Securities Industry Essentials) required
• Series 7 (General Securities Representative) required
• Series 66 (Uniform Combined State Law) required
• CFP® (Certified Financial Planner) designation preferred but not required
• Life and health insurance licensure preferred or willingness to obtain
• Strong knowledge of investment products, financial planning concepts, and account maintenance procedures
• Proficiency with firm technology platforms including eMoney, Riskalyze, YCharts, Zacks Research, and Microsoft Office; experience using Salesforce is a plus
• Demonstrated ability to build relationships and grow a book of business

Knowledge, Skills & Abilities

The ideal candidate will demonstrate:

• Excellent verbal and written communication and presentation skills
• Strong relationship-building and interpersonal skills
• Sound judgment and a fiduciary, client-first mindset
• Ability to explain complex financial concepts in clear, approachable terms
• Outgoing personality to perform outreach and develop new relationships
• Strong organizational skills and attention to detail
• Ability to work independently and collaboratively within a team
• Proficiency with business technology, CRM, and planning software platforms
• Commitment to client service and professionalism

Work Environment

This position operates in a professional office environment and includes regular client meetings. The role may occasionally require internal training attendance, industry continuing education, and participating in company events.

Why Join Retirement & Wealth Strategies

At Retirement & Wealth Strategies, we believe our people are our greatest asset. Team members have the opportunity to work alongside experienced professionals, contribute to meaningful initiatives, and grow their careers in an organization built on trust, education, and relationships.