What are the responsibilities and job description for the VP of Capital Markets position at Regional Finance (Regional Management Corp.)?
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Vice President of Capital Markets is responsible for leading the structuring, execution, and management of debt facilities for a leading, profitable consumer lending platform as it expands nationally, launches new products, and diversifies its funding sources. The role will drive end-to-end execution of funding transactions, manage key external relationships, and support capital markets strategy, reporting, and executive/board communications.
Duties And Responsibilities
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Vice President of Capital Markets is responsible for leading the structuring, execution, and management of debt facilities for a leading, profitable consumer lending platform as it expands nationally, launches new products, and diversifies its funding sources. The role will drive end-to-end execution of funding transactions, manage key external relationships, and support capital markets strategy, reporting, and executive/board communications.
Duties And Responsibilities
- Drive efficiencies and automation throughout the treasury department leveraging AI, data, and technology
- Lead the structuring and execution of securitization, warehouse facility, forward-flow, unsecured debt, and new financing transactions
- Review, understand, and negotiate legal documents for all credit agreements
- Research capital markets transactions and performance from similar competitors
- Manage relationships with commercial bankers, institutional investors, rating agencies, custodians, and back-up servicers
- Oversee and ensure the accuracy of lender, investor, and SEC reporting
- Manage covenant compliance for all debt agreements
- Build and maintain liquidity, borrowing base, and funding capacity analysis to support growth and capital planning
- Own interest expense budgeting, forecasting, and variance analysis, and lead initiatives to lower cost of funds
- Prepare executive-level materials for board meetings, investor presentations, and insightful management reporting
- Partner cross-functionally with Finance, Accounting, Credit Risk, Legal, Compliance, and Servicing teams
- Work with internal parties to understand policies and processes and their impact on funding the business
- Manage a team of analysts and specialists and train them for high performance
- Assist with asset liability management through hedging programs and analytics
- Bachelor’s degree in business, finance, or economics
- 10 years relevant work experience and 2 years managerial experience
- Securitization, capital markets, and monthly servicer reporting experience are required
- Strong AI, modeling, and Microsoft Excel skills
- Highly self-driven and motivated
- Strong presentation and communication skills with executive presence
- Excellent analytical skills with strong attention to detail and high concern for data accuracy
- Proven leadership capabilities
- Sense of urgency
- High-impact role with work that directly impacts the bottom line
- Daily interaction with executive leadership and key business decisions
- Opportunity to shape funding strategy and expand capital markets capacity
- Collaborative, fast-paced environment with meaningful growth runway
- This role is a hybrid position in one of our hubs in Greer South Carolina, Dallas Texas, Washington D.C., or New York City.
- Compensation for this role varies by location and experience. A base salary range for this position is between $267,000 and $327,000
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Salary : $267,000 - $327,000