Credit Risk Management - Associate Director

What is the Opportunity?

Provide effective risk assessment, credit analysis, adjudication and monitoring of a US Municipal Finance portfolio. Applies extensive, in-depth knowledge, skills, and practices to perform complex assignments.

What will you do?

• Credit officer for a portfolio of US Municipal Finance borrowers
• Provide effective risk assessment, credit analysis, adjudication and monitoring of assigned portfolio
• Assign ratings to borrowers and continuously monitor portfolio for ratings accuracy
• Evaluates variables that affect credit risk; works and communicates with colleagues outside of own department concerning credit risk considerations
• Support potential credit risk opportunities with partners through effective challenges and viewed through RBC's risk culture
• Ensures credit transactions are in compliance with credit risk management policies and procedures, limits, and guidelines
• Refine and implement quantitative analysis methods and related technology-based tools to analyze data in order to efficiently monitor, measure, and manage credit risks

What do you need to succeed?

• 5 years experience working in US Municipal Finance
• Previous credit risk, market risk, or rating agency experience preferred
• Proficiency with Word, Excel, PowerPoint
• High level of self-motivation; able to manage conflicting priorities
• Able to work independently; able to work well in teams

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work

For New York/New Jersey: The good-faith expected salary range for the above position is $110,000 - $190,000 depending on factors including but not limited to the candidate's experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.