Credit Risk (Risk Management) : Job Level - Associate

Employment Type Full time Job Level Professional Posted Date May 1, 2025 Firm Risk Management Firm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position This position is located within the Credit Risk Management department on the Commodities / Corporate coverage team in New York, which is responsible for the credit assessment and risk management of the Firm's corporate derivatives and trading portfolio. The position will focus on a diversified set of counterparties across all industries including, but not limited to, industrials, technology, media, and telecommunications, energy, healthcare, and consumer staples. Primary Responsibilities - Counterparty credit analysis / portfolio management - preparation of in-depth credit reviews for new / existing clients, annual and quarterly write-ups, setting credit ratings, credit limits, managing excesses, compiling and presenting recommendations. - Assist senior members of the team during due diligence process for new transactions and client onboarding. - Review new trade requests from business / origination teams and understand credit exposure impact, tenor details, structure etc. - Assist in preparing portfolio reports to communicate limit usage / excesses, changes in ratings, market impacts and appetite to Business. - Prepare presentations on an ad hoc basis for senior management, firm risk committees and regulators. Experience - Bachelor's degree - 3+ years' experience - Familiarity with credit risk in traded products and documents (ISDAs, CSAs, etc), and demonstrated interest in corporate markets preferred - Strong analytical skills and attention to detail - Strong communications skills, both verbal and written - Ability to work independently - Fluency in English is required WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

Salary : $85,000 - $140,000