What are the responsibilities and job description for the Credit Analyst position at R+L Global?
Credit Analyst responsibilities and essential job functions include, but are not limited to the following:
- Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority
- Assess and recommend new credit analysis practices that proactively identify and minimize risks.
- Create and maintain credit history files
- Respond to credit inquiries from external and internal clients
- Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries
- Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales
- Identify bad debt or financial exposure to leadership
- Daily/weekly account status reporting
- Other clerical duties as assigned, faxing, filing, copying, mailing
- warehouse security, cleanliness and safety standards are adhered to
Qualifications, Knowledge, Skills, and Abilities:
- High school Diploma or GED required
- 2 years previous credit risk management experience preferred
- Previous logistics, transportation, domestic or international experience a plus
- Must be analytical and detail oriented
- Must be organized, have keen attention to detail and accuracy
- Must be able to excel in a fast paced – time critical environment
- Must be proficient with Microsoft Office Suite including Outlook, Excel and Word
- Must possess the ability to use sound judgment when making independent decisions
- Must have excellent verbal/written communication and follow-up skills
- Knowledge and experience with local, state and federal collection laws
- Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax
- Ability to review financial and trade information and make decisions supporting credit limits
- Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus
- Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus