What are the responsibilities and job description for the Product Owner position at Qode?
Job Title: Product Owner / Product Manager – Credit Cards (Banking Domain)
Location: Pittsburgh, PA/Cleveland, OH/ Dallas, TXEmployment Type: Full TimeRole OverviewWe are looking for a Product Owner / Product Manager with strong experience in the credit card domain within banking/financial services. This role will drive product strategy, roadmap execution, and delivery of customer-centric solutions across the credit card lifecycle including onboarding, transaction processing, billing, and servicing.Key Responsibilities- Own and manage the product roadmap for credit card products and related digital capabilities
- Work closely with business stakeholders to define product vision, features, and priorities
- Translate business requirements into user stories with clear acceptance criteria
- Collaborate with engineering, QA, and design teams in an Agile/Scrum environment
- Drive end-to-end delivery across areas like:
- Card issuance and onboarding
- Transaction processing and authorization
- Billing, statements, and payments
- Rewards, offers, and loyalty programs
- Disputes, fraud, and risk management
- Analyze customer needs, market trends, and competitor offerings to enhance product features
- Ensure compliance with banking regulations and security standards
- Track product performance using KPIs and drive continuous improvement
- Act as a bridge between business, technology, and operations teams
- 6 years of experience as a Product Owner or Product Manager
- Strong domain experience in Credit Cards / Retail Banking / Payments
- Hands-on experience with Agile methodologies (Scrum, SAFe)
- Strong understanding of:
- Credit card lifecycle and workflows
- Payment networks (Visa, Mastercard, etc.)
- Authorization, clearing, and settlement processes
- Experience with digital banking platforms, APIs, and microservices architecture
- Excellent stakeholder management and communication skills
- Ability to write clear user stories, epics, and acceptance criteria
- Experience with card management systems (CMS) or payment processors
- Exposure to fraud detection, risk systems, and compliance (PCI-DSS)
- Familiarity with data analytics tools and product metrics tracking
- Certifications such as CSPO, SAFe PO/PM are a plus