What are the responsibilities and job description for the Underwriter position at qbe?
Primary Details Time Type: Full time Worker Type: Employee Underwriter – Trade Financial Solutions Location: Sydney or Melbourne Type: Permanent, full time Hybrid role, Happy to talk flexible working The opportunity Join QBE’s Credit & Surety division as an Underwriter – Trade Finance Solutions (TFS), shaping single‑risk trade finance and corporate lending transactions for financial institutions across APAC and global markets. You’ll directly impact portfolio quality and growth by delivering high‑quality credit analysis and underwriting within delegated authority, aligned to TFS guidelines, sign‑off processes, and portfolio appetite. This role strengthens strategic client relationships and enhances QBE’s reputation as a capacity provider in the TFS space. About QBE At QBE, we get to the heart of what matters for our customers. And we do it all with a human touch. We’re an international insurer with more than 13,000 people working across 26 countries – which means we’re big enough for your ambitions, yet small enough for you to make a real impact. It’s an exciting time. We’re building momentum towards our vision to become the most consistent and innovative risk partner. What if you could have a positive impact – at work and in the world? As part of the QBE team, you’ll get to spend every day working with people who are passionate, talented and kind. Your new role You’ll assess and underwrite complex bilateral and syndicated transactions, partnering with banks, brokers and internal stakeholders to deliver consistent, high‑quality outcomes across the TFS portfolio. Evaluate and structure corporate lending, acquisition & leveraged finance, project & infrastructure finance, NAV/HoldCo/pre‑payment facilities, receivables & supply chain finance, and asset‑backed trade facilities. Prepare and present underwriting recommendations (incl. Non-Binding Indications), pricing and coverage terms. Apply TFS underwriting guidelines and global policy frameworks; operate within DAL and escalate where required. Conduct credit risk reviews, sensitivity analysis and downside case modelling; manage concentration, sector and geographic exposures. Monitor portfolio performance through triggers, early‑warning indicators and market developments for active obligors/facilities. Lead stakeholder discussions with banks and brokers to clarify transaction purpose, funding drivers, limit constraints and deal context. Review and negotiate policy documentation, binders, endorsements and transaction‑specific wordings; ensure alignment with treaty and regulatory expectations. About you Background in finance, banking or accounting. Credit insurance experience advantageous Excellent stakeholder management and communication skills—particularly with banks, brokers and internal governance functions. Experience with analytical writing, commercial judgement and decisive decision‑making capability. Familiarity with underwriting authorities, risk governance and compliance requirements in a regulated insurance environment advantageous. Benefits We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from: ‘Hybrid Working’ – a mix of working from home and in the office to enhance your work/life balance Additional leave entitlements on offer 18 weeks’ gender-equal flexible leave for all new parents, including paid super To learn more about benefits of working with us, click here. Rewards & Recognition We value our employee’s experience with us and are proud to have been recognised for the following awards: 2025 Winner of Excellence in Diversity, Equity & Inclusion Award at the Insurance Business Australia Awards for our Respect@QBE program Platinum employer on the Australian Workplace Equality Index (AWEI) – the definitive national benchmark on LGBTQI workplace inclusion Ranked in the top ten in the AAGE Top Graduate Employers 2025 for medium sized program as voted by graduates APPLY NOW and let’s make it happen! If you’re looking for a career that combines your expertise and your empathy, click Apply today. Your career. At the heart of it. Successful applicants will need to complete work rights, police and credit checks through our online provider as a condition of employment. QBE recognise the value of diverse perspectives and experience. We are committed to an inclusive workplace where everyone feels valued and respected for who they are. If we can provide support with access requirements, alternative work arrangements or you would like to connect with one of our networks please contact us at recruitment@qbe.com. Skills: Analytical Thinking, Communication, Critical Thinking, Customer Service, Customer Value Management, Decision Making, Detail-Oriented, Financial Modeling, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, New Business Development, Pricing Strategies, Risk Management Application Close Date: 06/07/2026 11:59 PM How to Apply: To submit your application, click "Apply" and follow the step by step process. Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates. We are an international insurer and reinsurer offering a diverse portfolio of commercial, personal and specialty products, as well as risk management solutions. Our product portfolio includes property, motor, crop, energy, marine and aviation. We employ a team of around 13,000 people in 26 countries around the world. Learn more about QBE Careers today.