What are the responsibilities and job description for the Loan Closer position at Phyton Talent Advisors?
Our client a well known Financial Services company is seeking a Loan Closer in their Charlotte, North Carolina Location!
Responsibilities:
- Conduct thorough reviews of approved loan applications, verifying that all required documentation is complete, accurate, and aligned with underwriting decisions.
- Prepare comprehensive closing packages and collaborate closely with lenders, title companies, attorneys, and borrowers to coordinate all closing activities.
- Ensure full compliance with federal lending regulations, internal guidelines, and established closing timelines, including adherence to RESPA, TILA, TRID, and other applicable statutes.
- Confirm that all funding and borrower conditions have been satisfied and oversee the timely disbursement of loan proceeds.
- Maintain meticulous records, update loan management systems with current closing status, and ensure data integrity throughout the process.
- Serve as a key communication liaison, proactively addressing questions, resolving issues, and facilitating a seamless borrower experience from preparation to post-closing.
Skills:
- Proven experience in loan processing, underwriting, or loan closing within mortgage or commercial lending environments.
- Strong understanding of closing procedures and comprehensive knowledge of loan documentation requirements.
- In-depth familiarity with regulatory compliance, including RESPA, TILA, TRID, and related lending regulations.
- Exceptional attention to detail, organizational capability, and ability to manage multiple priorities in a deadline-driven environment.
- Proficiency with loan origination systems and Microsoft Office, with the ability to navigate and update loan files accurately and efficiently.
Salary : $20 - $26