What are the responsibilities and job description for the Credit Analyst position at Penn Community Bank?
Job Description
Internal: Daily contact with Credit Analysts, CM, CO, Commercial Lenders, CCO, and Loan Administrative Assistants.
External: Occasional contact with borrowers, accountants and loan review.
Education
Traditional office environment with the ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday – Friday) with operational hours of 8:00am – 5:00pm. Must be willing to travel to other Bank locations as needed.
Penn community Bank is an equal opportunity employer.
- Work with other Credit Analyst, Credit Portfolio Manager, Credit Manager, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations.
- Complete Financial Statement spreads.
- Prepare analysis of less complex loan requests, reviews and renewals.
- Conduct industry and market analysis.
- Provide support and analysis to the Special Assets Group as needed.
- Comply with all applicable regulations and Bank policies regarding employment and employment law.
- Participate in annual compliance and other job-related training.
- Comply with applicable bank regulations, Bank policies and procedures.
- Comply with Bank’s internal privacy and ethics standards.
Internal: Daily contact with Credit Analysts, CM, CO, Commercial Lenders, CCO, and Loan Administrative Assistants.
External: Occasional contact with borrowers, accountants and loan review.
Education
- BA or BS in Accounting, Finance, Economics, or related field preferred
- Completion of a formal Credit Training program, or the ability to complete one within 12 months of hire, or equivalent experience.
- Excellent communication and interpersonal skills with the ability to interact with all levels of personnel
- Demonstrate professionalism in appearance, punctuality, attitude, and grammar. Maintain a clean, organized work area.
- Demonstrated analytical and quantitative skills, with prior knowledge of financial statements and accounting principles
- An ability to balance priorities and exhibit organizational skills to manage both individual and multiple team priorities
- Must be proficient with MS Office software and be able to quickly master the bank's technology and systems
- Ability to interact effectively with other bank personnel across functional lines.
- Ability to articulate bank strategies and customer service philosophy
- Strong written, verbal and presentation skills
- Excellent decision-making skills
- Ability to multi-task in highly demanding environment
- Efficient, high quality producer, with attention to detail
- Good judgment and analytical skills with the ability to remain focused & work independently
- Must be able to process constructive feedback & remain even tempered
- Ability to drive, with a valid driver’s license, to travel between offices and/or attend sales calls and customer visits.
Traditional office environment with the ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday – Friday) with operational hours of 8:00am – 5:00pm. Must be willing to travel to other Bank locations as needed.
Penn community Bank is an equal opportunity employer.