Account Manager

Summary/Objective

The Paymentus Account Management Team is responsible for the retention, relationship expansion, revenue growth, reference-ability and overall satisfaction of existing Paymentus banking and fintech clients, through proactive communication, situational analysis, client education and information sharing, strategic planning, results driven up-sell/cross sell activities, issue escalation management, and effective marketing and product promotional campaign development.

Essential Functions/ Responsibilities

1. Manage a high-volume portfolio of small-tier accounts; proactively re-engage dormant or under-connected clients to assess growth potential, strategically segmenting the portfolio into high-touch individual management or scalable "tech-touch" models.  Develop formal account plans and client strategies to maximize client satisfaction and drive increased net revenue flow for each respective client, as well as Paymentus.
2. Engage clients via telephone, through face-to-face client meetings, virtual meetings, conference/expo interactions, and through written communication, to ensure on-going proactive communication on a monthly basis or more frequently as requested

Supervisory Responsibility

This position does not have any supervisory responsibility or direct reports.

Education and Experience

1. Minimum of 2 years of direct experience in banking, financial services or fintech.
2. Demonstrate a strong understanding of the financial institution landscape, including electronic bill payment (Bill Pay), merchant services, and core banking integrations. Maintain deep knowledge of card network rules (Visa/Mastercard), Nacha regulations, and banking compliance standards (e.g., BSA/AML, PCI-DSS).
3. Must have 2 years of experience directly managing a portfolio of institutional and/or commercial clients (“Billers/Merchants”), across multiple industries and business verticals, with a proven track record of consistently meeting or exceeding up-sell/cross-sell production goals and revenue retention targets
4. Must have advanced oral and written communications skills including the ability to make presentations and deliver messaging on complex and sensitive information for audiences at all levels
5. Proven ability to effectively negotiate contract renewals with a firm understanding of pricing guidelines, product applicability, and acceptable terms and conditions; must be able to influence stakeholders to ensure that all agreements preserve profitability and mitigate risk to Paymentus
6. Experience preparing comprehensive Request for Proposals, Request for Bids, Vendor Requirement Requests
7. Must demonstrate level of self-sufficiency to manage portfolio, drive the client relationship, and lead customer meetings without Paymentus leadership presence
8. Must demonstrate highly effective time management skills to drive the strategic and operational relationship of a portfolio of up to 40 clients
9. Must demonstrate proficiency in financial modeling with high level understanding of client profitability 
10. Must have understanding of revenue cycle management and revenue collection
11. Proven ability to comprehend, document and articulate client requirements and business rules for change requests and/or secondary product implementations 
12. Act as voice of customer, partnering with internal team members to drive any customer issues/escalations to resolution
13. Experience selling SAAS and/or cloud-based solutions strongly preferred
14. Familiarity with Salesforce™ or similar CRM strongly preferred
15. Familiarity with PCI DSS Compliance, credit/debit card association regulations, and NACHA rules strongly preferred
16. Familiarity with Microsoft Office Suite required
    
    

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as laptop computers, photocopiers and smartphones.

Physical Demands

Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times. Must be able to travel.

Position Type/Expected Hours of Work

This is a full-time position. Days and hours of work are Monday through Friday, during normal business hours. Occasional evening and weekend work may be required as job duties demand.

Travel

Travel requirement is up to 35%, however, may be greater or less than during certain periods of the year

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EEO Statement

Paymentus is an equal opportunity employer. We enthusiastically accept our responsibility to make employment decisions without regard to actual or perceived race,  creed, color, age, sex or gender (including pregnancy, childbirth and related medical conditions), gender identity or gender expression (including transgender status), sexual orientation, national origin, ancestry, citizenship status, religion, marital status, physical or mental disability, military service or veteran status, genetic information, protected medical condition as defined by applicable state or local law, genetic information, or any other classification protected by applicable federal, state, and local laws and ordinances. Our management is dedicated to ensuring the fulfillment of this policy with respect to hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment advertising, pay, and other forms of compensation, training, access to facilities and programs and general treatment during employment.

Reasonable Accommodation

Paymentus recognizes and supports its obligation to endeavor to accommodate job applicants and employees with known physical or mental disabilities who are able to perform the essential functions of the position, with or without reasonable accommodation. Paymentus will endeavor to provide reasonable accommodations to otherwise qualified job applicants and employees with known physical or mental disabilities, unless doing so would impose an undue hardship on the Company or pose a direct threat of substantial harm to the employee or others.

An applicant or employee who believes he or she needs a reasonable accommodation of a disability should discuss the need for possible accommodation with the Human Resources Department, or his or her direct supervisor.