Underwriter - Merchant Services

For over four decades, PAR Technology Corporation (NYSE: PAR) has been a leader in restaurant technology, empowering brands worldwide to create lasting connections with their guests. Our innovative solutions and commitment to excellence provide comprehensive software and hardware that enable seamless experiences and drive growth for over 100,000 restaurants in more than 110 countries. Embracing our "Better Together" ethos, we offer Unified Customer Experience solutions, combining point-of-sale, digital ordering, loyalty and back-office software solutions as well as industry-leading hardware and drive-thru offerings. To learn more, visit partech.com or connect with us on LinkedIn, X (formerly Twitter), Facebook, and Instagram.

Position Description

We are seeking an Underwriter to join our Merchant Services/Acquiring team. This individual will conduct due diligence reviews of business applications, analyze financial documentation, and apply underwriting criteria to mitigate risk while ensuring accuracy, efficiency, and compliance with credit policy. This role requires sound decision-making skills, attention to detail, and the ability to thrive in a fast-paced environment.

Position Location:

Remote USA

Reports To

Director of Merchant Services

What We’re Looking For

• 1–3 years of underwriting experience in the Merchant Services/Acquiring industry.
• Capable of making quick, sound decisions with the ability to justify recommendations.
• Ability to work well in a fast-paced environment both individually and as part of a team.
• Strong analytical skills.
• Proficient in Microsoft Word, Excel, and Outlook.
• Ability to prioritize workflow, manage multiple tasks, and remain organized.
• Excellent written and verbal communication skills.
  
  

Additional Skills

• Detail-oriented with strong problem-solving abilities.
• Collaborative mindset and strong interpersonal skills.
  
  

Unleash your potential: What you will be doing and owning:

• Conduct due diligence reviews of business applications, ensuring accuracy and completeness.
• Validate documents provided with new applications using online publications and internal resources.
• Review and analyze credit reports, financial statements, balance sheets, and tax returns.
• Prepare written summaries based on the analysis of applicant/customer information, aligned with department procedures.
• Apply appropriate underwriting criteria to applications in line with published credit policy to mitigate financial exposure.
• Identify, analyze, and resolve issues using available resources.
• Review merchant applications to confirm all necessary information is present, both in paperwork and on websites.
• Collaborate with the Merchant Services Director to recommend account approvals or denials.
• Assist in completing weekly and monthly reports for the Underwriting department.
• Support audits of completed files.
• Perform other duties as assigned.
  
  

Interview Process

• Interview #1: Phone Screen with Talent Acquisition Team
• Interview #2: Video interview with the Hiring Manager (via MS Teams)
• Interview #3: Video interview with the Team (via MS Teams)
  
  

PAR is proud to provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. We also provide reasonable accommodations to individuals with disabilities in accordance with applicable laws. If you require reasonable accommodation to complete a job application, pre-employment testing, a job interview or to otherwise participate in the hiring process, or for your role at PAR, please contact accommodations@partech.com. If you’d like more information about your EEO rights as an applicant, please visit the US Department of Labor's website.

Compensation Range: $50K - $65K