Senior Commercial Loan Officer

Build our community! With over one billion dollars in assets, Oregon State Credit Union is one of the most respected credit unions in the Northwest with a strong reputation of integrity, unsurpassed service, and member focus. We are a team with a passion for creating financial solutions that makes lives better. Join us as our Business Services Loan Officer where your contribution will have direct impact on building our local economy!

As the Business Services Loan Officer III in our Corvallis Financial Center, you'll be responsible for the production and maintenance of business and commercial loans. This includes developing and maintaining account relationships as well as developing prospects for our broad range of credit union products and services. You will interview applicants and prepare written presentations detailing the analysis of financial results including balance sheets, income statements, cash flow statements and property evaluation, identifying the overall credit quality of the portfolio. You'll prepare loan documents for simple to complex business loans and facilitate negotiation of the loan structure, including fees, loan repayment options, and other credit terms. And you'll be responsible for meeting government-regulated audit and compliance requirements.

What You Will Need To Be Successful

• Bachelor's degree in Finance, Business, related field or equivalent experience
• 5-8 years of business lending experience required
• Extensive knowledge and experience with business account services, lending and related governing laws and regulations required
• Prior underwriting and credit analysis experience required
• Knowledge and experience with government guaranteed programs construction or development lending are preferred
• Strong analytical skills with the ability to synthesize complex or diverse information is required
• High attention to detail with the ability to prioritize multiple tasks and problem solve independently
• Strong organizational and time management skills required
• Excellent written and oral communication skills
• Proficiency in Microsoft Products such as Word and Excel
  
  

Ways We'll Appreciate You

• A dynamic, supportive culture
• Competitive wages, incentive bonuses, paid holidays and paid PTO time
• 100% credit-union-paid employee medical, dental, vision, life, short-term and long-term disability insurance; dependent coverage also available
• 401k Retirement savings plan with an amazingly generous employer match!
• Tax-saving Flexible Spending Plans
• Premier membership perks, loan discounts, company clothing, wellness and recognition programs
  
  

Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better.

Location: Corvallis Financial Center, 1980 NW 9th Street

Work type: Full-time, exempt

Compensation: $110,762k/yr bonus

Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.

The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.