What are the responsibilities and job description for the VP of Commercial Services position at Oklahoma's Credit Union?
ABOUT US:
Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 150 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans.
At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.
ABOUT YOU:
You really care about helping people in your community. You are always thinking of ways to make your job or life easier. You are the kind of person who likes to be held accountable, you don't want to leave anyone hanging! You love helping people do more with their money. You enjoy a happy place to work.
Join a community that puts people first, not profits. Want to learn more about who we are and what we're about? Take a look at what's important to us and hopefully it's important to you, too.
VISIT:
- okcu.org
- facebook.com/OklahomasCU
- instagram.com/oklahomascreditunion
- linkedin.com/company/oklahomascu
- twitter.com/OklahomasCU
- youtube.com/user/MyOECU
ESSENTIAL FUNCTIONS:
- Provides outstanding member service and contribute to overall team effort.
- Assumes responsibility for ensuring that professional business relationships are established and maintained with members, vendors, the business community, and trade organizations.
- Builds and maintain strong relationships with business members, centers of influence, and community partners.
- Assures lending activities meet the needs of the members, comply with all organizational policy and regulatory requirements and are administered to minimize risk to the financial institution.
- Reviews and approves complex or high‑dollar credit requests within delegated authority.
- Ensure consistent underwriting standards and sound credit decisions.
- Oversees delinquencies, charge-offs, bankruptcies and foreclosures for the commercial portfolio.
- Oversees timely annual reviews, watch‑list management, and workout strategies.
- Attends meetings and serves on committees as required.
- Collaborates with the senior leadership team to develop a business lending strategy for the credit union, including portfolio mix, concentration mix, growth strategies, new product development and loan production goals.
- Monitors economic trends, competitive landscape, and member needs to identify growth opportunities.
- Analyzes financial, collateral, and industry information to determine and mitigate risk in commercial lending.
- Enhances commercial loan products, pricing, and services to remain competitive.
- Provides recognition for high performing employees who meet or exceed goals while showing our core values.
- Leads, mentors, and develops commercial lenders and support staff.
- Conducts annual performance reviews. Develop and implement performance improvement plans as needed.
- Maintains full knowledge of credit union products and services.
- Ensures confidentiality regarding member transactions and information.
- Ensures compliance with all credit union, state and federal laws, regulations, policies and procedures.
EDUCATION AND EXPERIENCE:
- Bachelor's degree in business, finance, or related field
- Five years' experience in senior leadership in a financial services environment
- Ten years' experience in a financial institution
- Five years' experience with commercial lending
BENEFITS FOR FULL-TIME EMPLOYEES:
- Employee medical coverage 90% paid by OKCU
- Employee dental, vision and life insurance paid by OKCU
- Tuition reimbursement program
BENEFITS FOR ALL ELIGIBLE EMPLOYEES:
- 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
- Volunteer opportunities to serve the community
- Gym membership reimbursement
- Comprehensive training opportunities
- And much more
Oklahoma's Credit Union is an EEO/AAP employer.