Credit Processor (Ultimate Financing)

About the Role:

At Navitas Credit, our success is built on the strength of our people. We are guided by superior knowledge, a passion for delivering quality service, and the trust we have earned from our indirect and direct partners, as well as our team members.

We are seeking a motivated and detail-oriented Credit Processor, who will be responsible for supporting the credit underwriting and funding process by reviewing, validating, and organizing application information to ensure accurate and timely credit decisions. This role serves as a key liaison between sales, customers, vendors, and credit personnel, gathering required documentation, resolving discrepancies, and maintaining data integrity throughout the application lifecycle.

The ideal candidate is highly organized and capable of managing multiple priorities in a fast-paced environment while maintaining a high level of accuracy and customer service.

The Credit Analyst will report directly into the Sr. VP of Ultimate Financing.

Education & Experience:

• High school diploma or equivalent required; Associate's or Bachelor's degree preferred. 


• One to three years of administrative, finance, banking, leasing, lending, or credit processing experience preferred. 


• Experience within equipment finance, commercial lending, leasing, or financial services is a plus. 


• Proficiency in Microsoft Office, including Excel, Word, Outlook, and Teams. 


• Experience with LeaseWorks, Citrix, or similar financial technology platforms preferred.


• Equivalent combinations of education and experience may be considered.

 Skills & Competencies:

• Familiarity with database management and data entry best practices. 


• Ability to export, import, and manage information across multiple business systems. 


• Strong attention to detail with a high degree of accuracy. 


• Excellent organizational and time management skills. 


• Ability to manage multiple priorities and meet deadlines in a fast-paced environment. 


• Strong verbal and written communication skills. 


• Ability to work independently while collaborating effectively with cross-functional teams. 


• Strong analytical and problem-solving capabilities. 


• Ability to maintain confidentiality and exercise sound judgment. 


• Customer-focused mindset with a commitment to service excellence. 


• Adaptability and willingness to learn new systems, processes, and regulations.

Responsibilities:

• Review and process incoming credit applications and supporting documentation. 


• Enter, update, and maintain application data within lease and loan origination systems. 


• Verify customer, business, financial, and application information for completeness and accuracy. 


• Obtain additional documentation and information from customers, vendors, sales representatives, and third parties as needed. 


• Conduct preliminary reviews of credit packages to identify missing information, inconsistencies, or potential concerns. 


• Perform employment, business, and reference verifications when required. 


• Monitor application status and ensure files progress efficiently through the credit review process. 


• Prepare complete and organized credit files for submission to underwriting.


• Maintain accurate records and documentation in accordance with company policies and regulatory requirements.


• Communicate professionally with internal and external stakeholders regarding application status, documentation requests, and funding requirements.


• Assist with reporting, data management, and administrative functions related to the credit process.


• Support quality control initiatives by identifying process improvement opportunities and helping maintain data accuracy.


• Participate in special projects and other duties as assigned.

Position Type

• This is a full-time, onsite position in Grand Island, NE.

Supervisory Responsibilities:

• No direct supervisory experience.

 Travel:

• No travel is needed for this role. 

Disclaimer and Working Environment:

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

This position description is intended to describe the essential functions and general nature of the position and is not intended to be an exhaustive list of all duties, responsibilities, or qualifications. Management reserves the right to modify, assign, or remove duties and responsibilities at any time consistent with business needs. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of the position.

This position is classified as primarily sedentary and generally requires prolonged periods of sitting, as well as occasional standing, walking, bending, reaching, stooping, and use of hands and fingers to operate office equipment. The position may occasionally require lifting, carrying, pushing, pulling, or moving items weighing up to 20 pounds.