Demo

Financial Analyst Treasury & CM

National Healthcare Solutions Group LLC
Guayaquil, CA Full Time
POSTED ON 6/4/2026
AVAILABLE BEFORE 8/4/2026

ABOUT US

VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and corporate clients worldwide. VUMI® products are designed to give you unique benefits and extensive global coverage. Most importantly, VUMI® gives you peace of mind – you’ll be covered at all times – anywhere in the world.

VUMI® has operational offices around the world and employs more than 550 multinational professionals


POSITION SUMMARY

The Finance Analyst – Treasury & Cash Management is responsible for supporting the company’s liquidity management, cash flow monitoring, and daily financial operations. This role ensures the accurate execution of financial transfers, integrity of bank reconciliations, and visibility of short- and medium-term cash positions.


The position plays a key role in maintaining a strong financial control environment by processing cash movements between operating accounts, custodial accounts, as well as processing the payments of commissions, claims, surrenders and other counterparties, while providing cashflow projections and ensuring adherence to internal approval processes and controls.


In the start-up phase of the Life & Investment Division, the Finance Analyst is critical in establishing cash management processes, forecasting frameworks, and reconciliation controls to support the September 2026 launch and ensure operational and financial discipline from day one.


ESSENTIAL FUNCTIONS

The essential functions include, but are not limited to the following:


  • Cash Flow Monitoring & Liquidity Management
    • Monitor and control daily cash positions across all bank accounts and custodial accounts. 
    • Ensure accurate visibility of available liquidity to support operational needs, commissions and expenses payments and investment flows.
    • Track inflows and outflows related to premiums, investments, redemptions, and operating expenses. 
  • Cash Flow Forecasting
    • Prepare short-term and medium-term cash flow projections to support liquidity planning, capital allocation, and funding decisions. 
    • Coordinate with Finance, Operations, and Investment teams to ensure alignment between projected and actual cash movements. 
    • Identify potential liquidity gaps or excess positions and escalate as appropriate. 
  • Payment Execution & Financial Transfers
    • Execute financial transfers and payments in accordance with approved instructions, internal controls, and authorization workflows. 
    • Ensure accounts are properly funded before the payments are executed.
    • Maintain proper documentation and audit trails for all payment activities. 
  • Bank Reconciliation & Control
    • Perform daily and periodic bank reconciliations across all accounts. 
    • Investigate and resolve discrepancies, ensuring timely identification and correction of variances. 
    • Maintain reconciliation documentation in accordance with internal control and audit requirements. 
  • Financial Control & Reporting Support
    • Support the Finance team with accurate data for accounting entries related to cash movements and bank activity. 
    • Provide monthly Cashflow reports with analysis commentaries to the management.
    • Assist in maintaining internal control procedures related to treasury operations. 
    • Contribute to process documentation and continuous improvement of cash management workflows.


KEY PERFORMANCE INDICATORS (KPIs)

  • Cash Visibility Accuracy: Accuracy and timeliness of daily cash position reporting. 
  • Forecast Accuracy: Variance between projected and actual cash flows. 
  • Payment Execution Quality: Timeliness and accuracy of financial transfers. 
  • Reconciliation Timeliness & Accuracy: Completion of reconciliations and resolution of discrepancies. 
  • Control Compliance: Adherence to approval workflows and internal control procedures. 
  • Operational Efficiency: Effectiveness of treasury processes and reduction of manual errors.


MINIMUM QUALIFICATIONS

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field. 
  • 2–5 years of experience in treasury, cash management, finance operations, or banking-related roles. 
  • Strong understanding of cash flow management, banking operations, and reconciliation processes. 
  • Experience using banking platforms and payment execution systems. 
  • Advanced proficiency in Excel; familiarity with financial systems or ERP tools is a plus. 
  • High level of accuracy, attention to detail, and control-oriented mindset. 
  • Strong analytical and organizational skills, with the ability to manage multiple priorities. 
  • Good communication skills and ability to coordinate across internal teams.


WORKING CONDITIONS

The following job-related working conditions are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential function. 

 

WORK ENVIRONMENT

The role primarily operates in an in-door, climate-controlled office setting working in close proximity to others. Noise level in the work environment is low to moderate. Light level provides adequate brightness for reading, computer work, and other tasks without causing glare or strain.

 

PHYSICAL DEMANDS 

The job primarily involves sedentary work with prolonged periods sitting at a desk. While performing the duties of this job, employees may occasionally be expected to:

  • exert up to 10 pounds of force and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
  • operate standard office equipment such as copiers, computers, telephones, printers, etc.

 

TRAVEL

Minimal to no travel required


SAFETY HAZARD OF THE JOB 

Minimal Hazards including potential ergonomic risks from prolonged sitting or repetitive motions.


LEADERSHIP COMPETENCIES

  • Attention to Detail & Financial Control 
  • Analytical Thinking & Forecasting 
  • Process Discipline & Accuracy 
  • Accountability & Reliability 
  • Cross-Functional Coordination 
  • Adaptability in Start-Up Environments


EEO STATEMENT

VUMI Group is an equal opportunity employer. We celebrate diversity and are committed to an inclusive environment for all employees.


NOTE

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this job description are the minimum levels of knowledge, skills, or abilities necessary. This job positing does not create an employment contract, implied or otherwise, other than an “at will” relationship.

Salary.com Estimation for Financial Analyst Treasury & CM in Guayaquil, CA
$83,163 to $100,745
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Financial Analyst Treasury & CM?

Sign up to receive alerts about other jobs on the Financial Analyst Treasury & CM career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$72,617 - $91,880
Income Estimation: 
$90,895 - $112,298
Income Estimation: 
$75,004 - $94,003
Income Estimation: 
$95,426 - $117,847
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at National Healthcare Solutions Group LLC

  • National Healthcare Solutions Group LLC Miami, FL
  • ABOUT US VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and cor... more
  • 3 Days Ago

  • National Healthcare Solutions Group LLC El Paso, TX
  • ABOUT US National Healthcare Solutions Group (NHSG), a certified "Great Place to Work," is an enterprise of specialized healthcare administration and insur... more
  • 3 Days Ago

  • National Healthcare Solutions Group LLC Guayaquil, CA
  • ABOUT US VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and cor... more
  • 3 Days Ago

  • National Healthcare Solutions Group LLC Guayaquil, CA
  • ABOUT US VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and cor... more
  • 3 Days Ago


Not the job you're looking for? Here are some other Financial Analyst Treasury & CM jobs in the Guayaquil, CA area that may be a better fit.

  • Advanced Medical Management, Inc. Long Beach, CA
  • POSITION SUMMARY Reporting to the Treasury Manager, the Treasury Analyst / Senior Treasury Analyst will be responsible for managing key treasury functions ... more
  • 4 Days Ago

  • Vast Long Beach, CA
  • At Vast, our mission is to contribute to a future where billions of people are living and thriving in space. Vast is developing next-generation space stati... more
  • 8 Days Ago

AI Assistant is available now!

Feel free to start your new journey!