Mortgage Banker

NBC is hiring a Mortgage Banker at multiple locations, however, this ad is promoting our opening in Bemidji, MN for those looking to relocate up North.

Please visit our career site through nbcbanking.com to view our open positions in other markets.

Are you a driven mortgage professional ready for a change of pace and scenery? Join our growing team in Bemidji, MN—a vibrant, welcoming community surrounded by pristine lakes, lush forests, and a strong local economy. We’re seeking an experienced Mortgage Banker from the Twin Cities area who’s ready to bring their expertise to a market full of opportunity.

Full-Time | $30-$45 Hourly Competitive Incentive Pay | Excellent Benefits

Why Bemidji?

• Quality of Life: Enjoy a relaxed lifestyle with access to year-round outdoor recreation—boating, fishing, hiking, and skiing. Cabin life in your own backyard.
• Drive Time: Lower drive time, providing actual work-life balance – bumper to bumper traffic can be a thing of the past.
• Affordable Living: Lower cost of living than the metro, with beautiful homes and lakefront properties.
• Community: A tight-knit, family-friendly town with excellent schools, a strong arts scene, and a growing economy.

About the Role

• Loan Origination & Business Development: Actively seek out and develop new mortgage lending opportunities. This includes spending significant time on community involvement and outside sales activities.
• Referral Networking: Build and maintain a referral network with real estate professionals, financial planners, and other industry contacts.
• Client Management: Interview loan applicants to determine their financial needs and objectives. Analyze financial data, credit reports, and other information to recommend the most suitable loan products.
• Customer Service: Act as the primary point of contact for borrowers, ensuring they are informed and supported throughout the loan process. Address any questions or concerns in a timely and professional manner.
• Collaboration: Work closely with the underwriting and processing teams to ensure a smooth and efficient loan process.
• Compliance & Documentation: Gather and review all necessary documentation to ensure loan files are complete and compliant with federal regulations and bank policies. Ensure compliance with all bank policies and procedures, as well as all applicable state and federal banking regulations.

What We Offer

• Competitive hourly base incentive pay structure
• Local onboarding support
• 401(k) with generous company match
• Volunteer Time Off
• Paid Time Off
• Paid Holidays Floating Holidays
• Health, dental, vision, and supplementary benefits
• Employer paid dental health reimbursement
• HSA with employer contribution
• Employer paid Life Insurance
• Annual Health & Wellness incentive
• Annual NBC branded clothing allowance
• Employee Assistance Program

Qualifications

Required:

• Requires National Mortgage Licensing Systems (NMLS) registration under the S.A.F.E. Act.
• Broad knowledge of real estate lending techniques and practices.
• Proven experience in mortgage lending or banking - a minimum of 2-5 years of experience in mortgage origination is preferred.
• In-depth knowledge of mortgage loan products, including conventional, FHA, VA, and construction loans.
• A proven track record of meeting or exceeding sales goals.
• Excellent communication, sales, negotiation, and relationship-building skills
• The ability to work independently and manage a pipeline efficiently.
• Patience, tact, and professionalism in dealing with customers, co-workers, and business contacts.
• Commitment to exhibiting NBC core values: Respect, Integrity, Teamwork, and Accountability.
• Willingness to relocate to Bemidji (relocation support provided)

Preferred:

• Bachelor's degree in a related field, or an associate’s degree in business or a combination of experience and education.
• Existing network of professional referral sources in the local market.
• Strong knowledge of loan policies, credit culture, and NBC’s products and services.

Ready to make a move? Apply today and discover how your career—and your lifestyle—can thrive in Bemidji.

NBC is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law. NBC will comply with all federal and state laws concerning the application and employment of people with disabilities.

Job Type: Full-time

Pay: $30.00 - $45.00 per hour

Benefits:

• 401(k) 6% Match
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Opportunities for advancement
• Paid time off
• Referral program
• Retirement plan
• Vision insurance
• Wellness program

License/Certification:

• National Mortgage Licensing Systems (NMLS) registration (Required)

Ability to Relocate:

• Minneapolis, MN 55447: Relocate before starting work (Required)

Work Location: In person

Salary : $30 - $45