Demo

Commercial Loan Underwriter

MRINetwork Jobs
San Diego, CA Full Time
POSTED ON 4/18/2025
AVAILABLE BEFORE 5/13/2025

Job Description

Job Description

Actively seeking an experienced Commercial Loan Underwriter to :

  • Evaluate commercial credit requests.
  • Prepare and recommend credit authorizations.
  • Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
  • Evaluate and verify collateral.
  • Analyze borrower's competitive and economic sensitivities, general business conditions and management.
  • Determine borrower credit worthiness / risk factors, and recommend risk mitigation measures.
  • Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
  • Prepare problem loan report and comment on current financial status of borrower.
  • Assist account officers with management of loan portfolios.

Job Requirements

  • 5 years of C&I and CRE loan underwriting experience
  • Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
  • Knowledge of commercial credit products, concepts, processes, and functions
  • Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
  • Ability to analyze and interpret financial statements, business reports and legal documents
  • Knowledge of applicable federal / state banking regulations Effective math skills, including ratios, percentages, interest and amortization
  • Good judgment and problem solving skills
  • For further consideration towards this and / or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

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