What are the responsibilities and job description for the Underwriter III Government position at Mortgage Solutions Financial?
Position: Underwriter III
Department: Underwriting
Reports To: Underwriting Manager
Location: 7450 Campus Drive, Suite 200, Colorado Springs, CO 80920 – In- Office or Remote
Remote: ☒ YES or ☐ NO
Exempt: ☒ Non-exempt: ☐
Compensation: $ 95,000-105,000 annually, plus incentive program
Why Underwriters Choose MSF
In an industry often defined by turnover, Mortgage Solutions Financial (MSF) offers a rare degree of stability and respect. Our underwriting team isn’t just a department; it is a community where the average tenure is over five years, and our experts have been with us for a decade or two.
We don't believe in micromanagement. At MSF, we value your experience and empower you to make decisions, and more importantly, we support those decisions. You will work within a small, collaborative team where your manager is always available for guidance, and where open communication across all departments is the standard, not the exception. If you are looking for a long-term professional home where your knowledge is truly respected, we invite you to join us.
Role Overview
The Underwriter III is a high-impact role responsible for evaluating mortgage loan documentation to determine if the borrower and property meet specific standards. At MSF, we are committed to supporting borrowers who may have been declined elsewhere, which is why we manually underwrite approximately 70% of our loans. This position requires a professional who thrives in a high-production environment and maintains the highest levels of integrity and customer service.
Essential Duties
Department: Underwriting
Reports To: Underwriting Manager
Location: 7450 Campus Drive, Suite 200, Colorado Springs, CO 80920 – In- Office or Remote
Remote: ☒ YES or ☐ NO
Exempt: ☒ Non-exempt: ☐
Compensation: $ 95,000-105,000 annually, plus incentive program
Why Underwriters Choose MSF
In an industry often defined by turnover, Mortgage Solutions Financial (MSF) offers a rare degree of stability and respect. Our underwriting team isn’t just a department; it is a community where the average tenure is over five years, and our experts have been with us for a decade or two.
We don't believe in micromanagement. At MSF, we value your experience and empower you to make decisions, and more importantly, we support those decisions. You will work within a small, collaborative team where your manager is always available for guidance, and where open communication across all departments is the standard, not the exception. If you are looking for a long-term professional home where your knowledge is truly respected, we invite you to join us.
Role Overview
The Underwriter III is a high-impact role responsible for evaluating mortgage loan documentation to determine if the borrower and property meet specific standards. At MSF, we are committed to supporting borrowers who may have been declined elsewhere, which is why we manually underwrite approximately 70% of our loans. This position requires a professional who thrives in a high-production environment and maintains the highest levels of integrity and customer service.
Essential Duties
- Expert Analysis: Perform rigorous analysis of loan files to ensure full compliance with company, investor, and government guidelines.
- Manual Underwriting: Review credit packages and collateral for residential loans to ensure the delivery of an "investor-quality" product, focusing on manual approvals.
- Collaboration: Serve as a subject matter expert for Processors and Loan Officers, providing timely guidance on interpretations and specific file resolutions.
- Decision Making: Clearly and promptly communicate loan decisions (approval, suspense, or denial) to all relevant parties.
- Reliability: Maintain consistent production goals and a high degree of accuracy, even during peak periods which may require extended hours (evenings and weekends).
- Communication: Work closely with all internal teams to promote a seamless loan process and superior customer service.
Salary : $95,000 - $105,000