Credit Analyst-CRE

The Credit Analyst responsibilities will include, but will not be limited to:

• Completing spreads of business entities and individuals to summarize their financial condition and performance over a period of time in a consistent and accurate manner. • Producing a variety of summary analyses on Commercial Real Estate projects, including leasing reports, operating performance and projections analysis.

• Assisting Loan Officers in completing reports used by Senior Management in the monitoring and decision making processes.

• Gather and present information in a concise and meaningful manner. Some of these areas may include: Industries, Commercial Real Estate Markets, Public Real Estate Records, and Public information on Business Entities and Individuals.

• Perform analysis of business entities and individuals to assess their financial performance and condition, trends, key “drivers”, projections, and risks, with a focus on their ability to service debt.

• Contacting bank customers to gather information and/or follow-up on required items.

• Various special projects from Loan Officers and Senior Management.

Position Requirements:

Bachelor’s degree is required. Accounting, Finance or Economics with a minimum GPA of 3.25.

• 1 - 5 years of experience in a CRE analyst or underwriter role or a combination of equivalent experience as demonstrated through work training, military or education.
• Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
• A solid understanding of Financial Statements and Tax Returns, including General Accepted Accounting Practices.
• Computer: Proficient with Microsoft Office software, especially Excel and Word.
• Experience with any of the following a bonus: CoStar Market Analytics, Moody’s Risk Analyst, Fidelity Information Services’ IBS Insight, Hyland Software’s OnBase and Metavante’s BankerInsight

**To be considered for this position you must reside in the area**

**Incomplete applications will not be considered**