What are the responsibilities and job description for the Commercial Banking Officer position at MidFirst Bank - Default?
Key Responsibilities
- Drive revenue by continually prospecting for strong clients and financially sound deals.
- Identify and acquire personal and business customers, with a focus on depository relationships.
- Assess the creditworthiness of potential borrowers and recommend credit transactions.
- Own loans from inception through performance, carefully monitoring loan portfolio performance to ensure compliance with all financial covenants.
- Market and originate high-quality loans and deposits, balancing business growth with prudent risk management.
- Provide timely and accurate reporting and monitoring of clients’ loan accounts.
- Market a full suite of commercial banking services.
- Focus on customer service and relationship maintenance.
- Serve as a generalist across all types of commercial banking clientele, including Commercial Real Estate, Commercial & Industrial (C\&I), Professional Service Companies, and Private Banking. Demonstrate broad expertise and the ability to deliver solutions for diverse client needs.
Position Requirements
- 5 years of commercial banking experience with proven credit skills and expertise in credit instruments for business clients.
- Excellent business development and marketing skills, with a passion for acquiring and managing client relationships.
- Sales experience in a commercial banking environment.
- Expert knowledge of credit facilities, underwriting, and loan portfolio management.
- Extraordinary customer service skills.
- Experience understanding the financial needs of a wide range of clients, including Commercial Real Estate, C&I, Professional Service Companies, and Private Banking.
- Working knowledge of the local markets and top centers of influence in Northern Colorado or Boulder.
- Preferably able to bring an existing transferable portfolio of clients.
Compensation & Benefits
- Salary Range: $125,000 – $150,000, aligned to experience, skills, and education.
- Competitive production and referral incentive plan for loans, deposits, and other commercial services.
- Eligibility for annual economic profit incentive if certain criteria are met.
- Comprehensive benefits package including medical, dental, and vision coverage; paid holidays, vacation, sick leave, and 401(k).
- Hours of paid leave may vary based on position.
Anticipated start date: 09/01/26. The position will be reposted if not filled by this date.
Salary : $125,000 - $150,000