What are the responsibilities and job description for the Title Clerk/Indirect Processor position at Mid Oregon Credit Union?
Description
JOB TITLE: Title Clerk/Indirect Processor
PRIMARY FUNCTION: Process paperwork on loans with collateral, ensuring perfection of title on new loans, release of title on paid off loans, and the servicing of requested changes on existing loans. Ensures indirect loan applications are audited and funded in an accurate and timely manner, meeting Credit Union policies and procedures and regulatory compliance requirements. Maintains a good rapport with our indirect partners. Performs indirect due diligence calls and cross sells additional Credit Union products or services. Opens new consumer share accounts while funding the loan, as appropriate. Contacts members and dealerships frequently, building relationships.
REQUIRED SKILLS: Strong communication skills and ability to build relationships with others inside and outside of the organization. Basic knowledge of lending policies and procedures, products, and services including loan underwriting principles. Basic knowledge of DMV, UCC, and State Marine Board title filing procedures. Maintains a high standard of accuracy and attention to detail. Is thorough, complete, neat, and professional in all documentation, system input and correspondence. Strong verbal, written, listening, skills and the ability to resolve escalated member issues.
EXPERIENCE: One year to three years of similar or related experience.
EDUCATION: A high school diploma or GED.
STARTING SALARY: Depending on Experience.
BENEFITS: Medical, Dental, Vision, Life/Disability/AD&D, EAP, Aflac, 401k with Matching, Paid Vacation/Sick/Personal, Paid Volunteer Hours
STARTING DATE: TBD
WORK LOCATION: Bend, OR
PROPOSED SCHEDULE: The work schedule is typically 8:15 a.m. to 5:15 p.m., Monday through Thursday and 9:15-6:15 on Fridays.
Requirements
Physical Requirements
The physical demands described here are representative of those that must be met by an
employee to successfully perform the essential functions of this job.
Speaking on the telephone approximately 10% percent of workday. May need to shovel
snow occasionally outside the office to clear sidewalks, etc.
Continuous sitting, standing, talking, and listening for extended periods of time, use of
hands in repetitive tasks such as typing and writing, speaking, and hearing for interaction
with members and coworkers, clarity of vision at 20 inches or less for processing of
member transactions and computer usage, and memory demands in recalling Credit Union
policies, services, and state and federal regulations.
Occasional lifting up to 35 pounds to move supplies or office equipment, bending,
squatting, or kneeling to reach supplies on ground level, reaching above shoulder level to
reach supplies overhead. Able to push with dolly up to 250 pounds.
Work Environment
The work environment characteristics described here are representative of those an
employee encounters while performing the essential functions of this job. While
performing the duties of this job, the employee works in an office environment. The noise
level in the work environment is average and is impacted by computers, printers, scanners,
phones, and other surrounding conversations. The credit union is located in Central Oregon
and weather during the winter may impact travel. Seasonal fires may impact air quality.
AAP/EEO Statement
Mid Oregon Federal Credit Union is committed to building a diverse and inclusive
organization, provide equal employment opportunities to all employees and applicants for
employment, and prohibits discrimination and harassment of any type without regard to
race, color, religion, age, sex, national origin, disability status, genetics, protected veteran
status, sexual orientation, gender identity or expression, or any other characteristic
protected by federal, state, or local laws. This policy applies to all terms and conditions of
employment, including recruiting, hiring, placement, promotion, termination, layoff, recall,
transfer, leaves of absence, compensation, and training.
Nothing in this job description restricts management's right to assign or reassign duties and
responsibilities to this job at any time. Mid Oregon Federal Credit Union believes that each
employee makes a significant contribution to our success. This position description is
designed to outline primary duties, qualifications, and job scope, but not limit our
employees nor the organization to just the work identified. It is our expectation that each
employee will offer their services wherever and whenever necessary to ensure the success
of the company.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.
JOB TITLE: Title Clerk/Indirect Processor
PRIMARY FUNCTION: Process paperwork on loans with collateral, ensuring perfection of title on new loans, release of title on paid off loans, and the servicing of requested changes on existing loans. Ensures indirect loan applications are audited and funded in an accurate and timely manner, meeting Credit Union policies and procedures and regulatory compliance requirements. Maintains a good rapport with our indirect partners. Performs indirect due diligence calls and cross sells additional Credit Union products or services. Opens new consumer share accounts while funding the loan, as appropriate. Contacts members and dealerships frequently, building relationships.
REQUIRED SKILLS: Strong communication skills and ability to build relationships with others inside and outside of the organization. Basic knowledge of lending policies and procedures, products, and services including loan underwriting principles. Basic knowledge of DMV, UCC, and State Marine Board title filing procedures. Maintains a high standard of accuracy and attention to detail. Is thorough, complete, neat, and professional in all documentation, system input and correspondence. Strong verbal, written, listening, skills and the ability to resolve escalated member issues.
EXPERIENCE: One year to three years of similar or related experience.
EDUCATION: A high school diploma or GED.
STARTING SALARY: Depending on Experience.
BENEFITS: Medical, Dental, Vision, Life/Disability/AD&D, EAP, Aflac, 401k with Matching, Paid Vacation/Sick/Personal, Paid Volunteer Hours
STARTING DATE: TBD
WORK LOCATION: Bend, OR
PROPOSED SCHEDULE: The work schedule is typically 8:15 a.m. to 5:15 p.m., Monday through Thursday and 9:15-6:15 on Fridays.
Requirements
Physical Requirements
The physical demands described here are representative of those that must be met by an
employee to successfully perform the essential functions of this job.
Speaking on the telephone approximately 10% percent of workday. May need to shovel
snow occasionally outside the office to clear sidewalks, etc.
Continuous sitting, standing, talking, and listening for extended periods of time, use of
hands in repetitive tasks such as typing and writing, speaking, and hearing for interaction
with members and coworkers, clarity of vision at 20 inches or less for processing of
member transactions and computer usage, and memory demands in recalling Credit Union
policies, services, and state and federal regulations.
Occasional lifting up to 35 pounds to move supplies or office equipment, bending,
squatting, or kneeling to reach supplies on ground level, reaching above shoulder level to
reach supplies overhead. Able to push with dolly up to 250 pounds.
Work Environment
The work environment characteristics described here are representative of those an
employee encounters while performing the essential functions of this job. While
performing the duties of this job, the employee works in an office environment. The noise
level in the work environment is average and is impacted by computers, printers, scanners,
phones, and other surrounding conversations. The credit union is located in Central Oregon
and weather during the winter may impact travel. Seasonal fires may impact air quality.
AAP/EEO Statement
Mid Oregon Federal Credit Union is committed to building a diverse and inclusive
organization, provide equal employment opportunities to all employees and applicants for
employment, and prohibits discrimination and harassment of any type without regard to
race, color, religion, age, sex, national origin, disability status, genetics, protected veteran
status, sexual orientation, gender identity or expression, or any other characteristic
protected by federal, state, or local laws. This policy applies to all terms and conditions of
employment, including recruiting, hiring, placement, promotion, termination, layoff, recall,
transfer, leaves of absence, compensation, and training.
Nothing in this job description restricts management's right to assign or reassign duties and
responsibilities to this job at any time. Mid Oregon Federal Credit Union believes that each
employee makes a significant contribution to our success. This position description is
designed to outline primary duties, qualifications, and job scope, but not limit our
employees nor the organization to just the work identified. It is our expectation that each
employee will offer their services wherever and whenever necessary to ensure the success
of the company.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.