What are the responsibilities and job description for the Credit Administration Specialist position at MID-MISSOURI BANK?
Is to verify that all documentation is accurate and loaded into CORE correctly. To do all maintenance on CORE. Responsible for imaging loan documents and all exceptions associated with each loan.
Qualifications:ESSENTIAL DUTIES:
- Stay current on all products, software and regulation changes through training.
- Knowledge of government banking regulations as they apply to consumer and commercial loans.
- Communicate with bank compliance officer to ensure government regulations are being followed.
- Knowledge of bank loan policies and procedures and loan products.
- Checks all new and renewed loans back to CORE from loan documentation and worksheets.
- Does all loan maintenance and corrections to CORE for the branches.
- Balances Daily & Monthly Reports:
- Credit Admins Online G/L account (Daily)
- Credit Life Report and Billing (Monthly)
- ICS (Insured Credit Service) report (Monthly)
- 8. Other Daily, Weekly & Monthly Report Duties
- Upload Credit Bureau Reports (Monthly)
- ICS (Insured Credit Service) report (Monthly)
- Coupon Report (Weekly)
- Forced Place Insurance
- Types Adverse Actions for all branches
- Assist loan officers and loan assistants with any questions or corrections regarding loan documents or Core accounts.
- Checks Car Loan Rates. If changed e-mails News Leader
- Responds to Credit Bureau Disputes
- Responsible for imaging all loan documentation into Aurora.
- Responsible for posting all exceptions into Aurora
- Responsible for all maintenance to Aurora
KNOWLEDGE, SKILLS AND ABILITIES:
- Maintain friendliness and professionalism through the proper use of tact & diplomacy when dealing with Loan Officers and Loan Assistants
- Display a positive attitude and enjoy working
- Strong verbal communication skills
- Detail oriented
- Possess a great sense of organization, priority and time management
- Ability to work well under pressure
- Ability to identify, research and problem solve on a critical level and think on your feet
- Ability to be flexible and to multi-task on a regular basis
- Ability to work in a fast paced environment
- Strong technology skills and knowledge