Loan Officer - Maryland, MD

• As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time.
• Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time.
• Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated.
• Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time.
• Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates.
• Employee will be responsible for communicating initial loan commitment terms to potential customers.
• Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate.
• Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator.
• Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement.
• Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated.
• Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans.
• Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines

Required Knowledge, Skills and Abilities:

• Strong organizational and time management skills
• Ability to multitask in a fast-paced environment
• Excellent verbal and written communication skills
• Customer service oriented
• Understanding of Residential Lending regulatory requirements
• Experience with Encompass360

Educational and Experience Requirements:

• Bachelor's degree in Finance or Business is preferred
• Certification(s) from the Mortgage Bankers Association preferred but not required
• At least two- three years of Mortgage Lending experience