What are the responsibilities and job description for the Associate/ Analyst, Credit Risk position at mca?
Precious Metals Division (PMD) is engaged in physical oriented precious metals trading. In addition to spot purchases and sales, PMD is also active in forward and leasing transactions.
PMD faces industrial customers and trading companies across various industries and countries and manages a diversified credit exposure portfolio.
The role of Associate / Analyst, Credit Risk is to support the Senior Manager of Credit Risk in analyzing, preparing, and maintaining credit-related materials. This position is responsible for drafting credit line applications, monitoring credit exposure, and supporting financial and business analysis. The role contributes to the smooth operation and improvement of PMD’s credit risk management framework.
- Key Accountabilities - Indicate key functions and the estimated percentage of time spent performing each function. If there are more than 10 key responsibilities, some of the similar functions may be grouped together and an estimated % applied.
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% of time |
Key Accountabilities
|
|
35 |
Credit Application Support
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25 |
Credit Monitoring & Reporting • Assist in ongoing monitoring of counterparty credit exposure and utilization • Coordinate with sales, operations, and credit teams on credit-related matters • Accompany Front Office team on customer visits and business trips, as necessary, to perform credit due diligence, assess counterparties, and strengthen business understanding
|
|
20 |
Financial & Business Analysis Support • Conduct basic financial analysis of counterparties (financial ratios, trend analysis) |
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20 |
Operational & Process Support • Identify improvements to credit-related operational processes and documentation • Maintain and update collateral records (e.g., LCs, PCGs)
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|
100% |
TOTAL* |
Relevant Experience and Education
Education
- Bachelor’s degree (Finance, Accounting, Economics, Business, or related field preferred)
Experience:
- 1–4 years of experience in credit risk, finance, accounting, middle office, or related functions preferred
- Prior internship or junior role exposure to financial analysis or risk management is a plus
Knowledge and Skills
Required
- Basic understanding of accounting and financial statements
- Ability to perform fundamental financial analysis (ratios, trend analysis)
- Strong attention to detail and accuracy in documentation
- Proficiency in Excel and PowerPoint
- Ability to organize information and meet internal deadlines
Preferred
- Interest or basic knowledge of commodities trading, particularly precious metals
- Familiarity with internal approval processes, credit documentation, or risk management frameworks
Salary : $87,845 - $105,584